Federal employees become eligible to enroll in Medicare when they become age 65. This is because an employee during his or her working lifetime has paid the Medicare payroll tax (the Hospital Insurance Tax or HIT) for a minimum of ... Read More

In recent years, the number of TSP millionaires has been steadily rising, with nearly 117,000 federal employees now holding seven-figure balances in their Thrift Savings Plan accounts. This significant growth is largely attributed to strong market performance, disciplined long-term saving, and the ... Read More

The calendar says it is the middle of October. The Medicare annual enrollment period (AEP) has started, and the annual federal benefits “open season” is less than one month away. During the annual benefits open season (this year to be ... Read More

Divorce brings a range of financial uncertainties, particularly for federal employees faced with the complications of dividing their retirement savings. The Federal Employees Retirement System (FERS), Thrift Savings Plan (TSP), and Social Security are all potentially impacted when untangling marital ... Read More

Jennifer Meyer, CFP© The C Fund continued its strong performance in September, marking the fifth consecutive month of positive returns. Except for April, when it lost 4%, the fund has been positive every month in 2024. It has also been ... Read More

Written By: Matt Kramer Since 1926 we’ve had 17 different presidents.  Has electing a new president changed the long-term direction of the market? Should you make changes to your portfolio based upon a new president? Here is some data to ... Read More

It is the beginning of October and the year 2024 will end in less than three months. December 31,2024 is an important deadline for retired Thrift Savings Plan (TSP) participants and traditional IRA owners who have reached their required beginning ... Read More

Most of the Feds we talk with at Serving Those Who Serve consider their Thrift Savings Plan (TSP) to be a critical component of their retirement planning. Recent numbers from the Federal Retirement Thrift Investment Board (FRTIB) certainly bear this out. According to the ... Read More

Tens of thousands of U.S. government employees dedicate themselves to assisting the American people each day. Yet their efforts aren’t well-known unless they generate negative headlines or are subject to damaging rhetoric. This is why the 2024 Sammies Awards are so ... Read More

Federal annuitants over age 65 have choices with regard to Medicare. There are four parts to Medicare. They are: (1) Medicare Part A – Hospital Insurance; (2) Medicare Part B – Medical Insurance; (3) Medicare Part C – Medicare Advantage; ... Read More