Katelyn examines two strategies for boosting retirement annuities: retirement redeposits and military buybacks, detailing their potential benefits and processes. Additionally, she provides an update on the 2026 pay raise, analyzing the factors that impact this adjustment and its probability. Check ... Read More

The Federal Employees Retirement System (FERS) provides a stable pension for federal workers, offering a strong foundation for retirement. While this is a significant benefit, it has many variables, leaving many of our Feds struggling to decide when they should retire.   One ... Read More

Discover how federal retirees can potentially reduce their Medicare Part B IRMAA charges significantly through strategic planning and well-informed financial choices. Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE FedLife Podcast: How Federal Retirees Can Lower ... Read More

The recent FEDZONE column entitled “Understanding Spousal IRA Beneficiary Rules” reviewed three IRS regulations concerning the naming of a surviving spouse as the beneficiary of the deceased spouse’s traditional IRA. One of the regulations discussed came out of Section 327 ... Read More

  Federal government employment can offer multiple benefits, including health insurance, competitive base pay, flexible leave policies, and the satisfaction and pride that comes with a lifetime of service. One fly in the ointment for Feds, however, is the possibility of ... Read More

Your federal employee survivor benefits provide financial support to your loved ones after your death. These are some of the most important (and often misunderstood) assistance you receive as a federal employee.  It’s especially critical for your spouse to understand what these ... Read More

Katelyn and Chelsea explore strategies to maximize your FERS annuity, offering practical tips and insights. They also provide an update on potential pay raises, including current news and relevant legislation affecting these changes. Check Out Our Next FERS Webinar for ... Read More

This column reviews three important required minimum distribution (RMD) rulings with regard to the naming of a surviving spouse as the beneficiary of the deceased spouse’s traditional IRA. These three rulings are:                 ... Read More

Written By: Tom Lee The underlying index for the C fund within TSP is the S&P 500 Index. Is the S&P 500 currently over valued? If so, what does that mean for potential C fund performance, and what does the ... Read More

Understanding the rules surrounding retirement benefits can be a challenge, especially for federal employees covered by the Civil Services Retirement Systems (CSRS). We often speak to Feds who are blindsided by an unexpected reduction in their Social Security benefits due ... Read More