Dan and Katelyn discuss two retirement planning decisions that are often overlooked but can have lasting financial consequences: keeping beneficiary designations current and deciding whether FEGLI still makes sense after retirement. Check Out Our Next FERS Webinar for Federal Employees ... Read More

Most Feds start retirement planning by looking at their own pension, Social Security, and Thrift Savings Plan income. For married Feds, the conversation also needs to include what happens to a spouse if the retiree dies first. A survivor election ... Read More

For years, many retirement conversations assumed a much shorter timeline. A Fed might retire, draw a pension, claim Social Security, take withdrawals from the Thrift Savings Plan (TSP), and plan around a retirement lasting 10 to 15 years. That assumption no longer ... Read More

In this episode, Ed and Dan break down the new “Trump Accounts” created under the One Big Beautiful Bill Act of 2025 (OBBBA), expected to launch July 4, 2026. These accounts are structured as traditional IRAs for children under age ... Read More

One goal of retirement planning is nest-egg protection. You also need to consider what that nest egg can actually buy once you separate from service. Cash, CDs, and other cash-alternative investments can be great for principal preservation. However, they don’t ... Read More

An important part of a retiring federal employee’s retirement plan is understanding and planning for survivor benefits when the federal retiree dies. This column discusses and explains the choices that federal employees have with respect to survivor benefits for eligible ... Read More

Section 530A “Trump” accounts have generated significant interest among parents seeking to understand how the new account structure may fit into broader savings strategies for their children. As with any new tax-advantaged savings vehicle, it is important to separate headlines ... Read More

Dan and Jen break down two often-overlooked retirement risks that can significantly impact federal employees: hidden Medicare premium increases and maintaining health insurance eligibility into retirement. Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE The Fed15 ... Read More

The Office of Personnel Management (OPM) has provided an online “retirement quick guide.” The “retirement quick guide” is designed to help recently retired federal employees as to what to expect as their retirement application is processed and their final retirement ... Read More

Dan and Katelyn discuss how recent FAFSA changes may impact federal families planning for college, and what federal employees should know about the growing conversation around a potential 2027 pay freeze.   Check Out Our Next FERS Webinar for Federal ... Read More