Dan and Katelyn discuss how recent FAFSA changes may impact federal families planning for college, and what federal employees should know about the growing conversation around a potential 2027 pay freeze.
Katelyn breaks down how the new Student Aid Index (SAI) replaces the Expected Family Contribution (EFC) and what that means for federal employees navigating college funding. She explains how TSP and IRA contributions can influence FAFSA calculations, why retirement accounts receive favorable treatment, how assets are evaluated, and common misconceptions about financial aid eligibility. Katelyn also shares practical strategies for balancing retirement savings, college planning, and aid opportunities without sacrificing long-term financial security.
Dan discusses the possibility of a 2027 federal employee pay freeze and what current budget proposals could mean for federal workers. He explains where the federal pay-setting process stands today, why a pay freeze affects more than just take-home pay, and how it can impact TSP contributions, purchasing power, and future FERS pension calculations. Dan also outlines steps federal employees can take now to strengthen their financial plans while monitoring developments from Congress, OPM, and the White House.
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The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of Serving Those Who Serve, each 30-minute episode unpacks the complexities of FERS and CSRS retirement, FEHB and Medicare, survivor benefits, tax planning, and more. Designed for federal employees and retirees who want more than just the basics, FedLife goes beyond the headlines to explore the rules, nuances, and strategies that can make a meaningful difference in your retirement. Remember: it’s your Fed life, make it a great one.
The Fed15 Podcast is your weekly 15(ish)-minute briefing on federal benefits and financial planning, built specifically for federal employees and retirees. Hosted by Dan Sipe and Katelyn Murray of Serving Those Who Serve, each episode delivers clear, actionable guidance on topics like FERS and CSRS retirement, TSP strategies, FEHB, survivor benefits, tax planning, and more! Whether you’re five years from retirement or already there, The Fed15 helps you cut through the noise, avoid costly mistakes, and make confident decisions about your federal benefits.
