Planning for retirement is one of the biggest investments that one can make. However, as a federal employee, your benefits and retirement structure are complex and unique. You should consider a team of fed-focused retirement planning professionals who understand the often-nuanced retirement options that are available to federal employees.
Serving Those Who Serve offers just that; a team that consists of CERTIFIED FINANCIAL PLANNER® professionals who work primarily with federal employees to help them achieve the long, healthy, and happy retirement that they deserve.
You Serve Our Country, Now Let Us Serve You
We strive to have all of our STWS Planners to be either CERTIFIED FINANCIAL PLANNER® professionals or Chartered Federal Employee Benefits Consultants℠. The CFP® mark has long been upheld as the gold standard for financial planning – CFP® professionals must meet stringent education, experience, examination, ethical standards and a sworn obligation to put their clients’ interest ahead of their own and to preserve good faith and trust. The Chartered Federal Employee Benefits Consultant℠ designation requires extensive training and continuing education requirements to stay up-to-date on the expansive and ever-changing federal government benefits programs that form the foundation of your federal retirement. ChFEBC℠ professionals have extensive knowledge about FERS, CSRS, and Special Provisions. So, if you have questions about your TSP, FEGLI, Social Security, or other aspects of your retirement benefits, we can help!
Every client’s values and goals are unique, so we work hard to ensure that each retirement plan is bespoke to each individual. Retirement can look very different to different people, and we want to help you design and achieve the retirement of YOUR dreams—not anyone else’s. To do this, we’ll help you identify your unique financial goals and then build a sustainable plan to help achieve them.
Unlike other advisors for whom federal employees are just a drop-down item among many on a list of services, we have made feds our primary focus. That means you NEVER have to “translate” your federal retirement benefits for us. We just get it.
And as federal retirement planning specialists, we understand how important proactive benefit decisions are for an abundant retirement. Our team of trained advisors is ready to help you navigate your options. From your TSP to FEGLI to Disability and Long-Term Care insurance, we can help you make the best decisions to take care of the ones who matter most.
Your financial planning affects more than just you – it can impact your loved ones. For that reason, we consider financial planning a family affair. We’ll help you implement financial planning and wealth management strategies that can not only improve your own financial situation, but those of future generations.
Set your own meeting cadence based on your own unique needs! Whether you prefer to meet with us annually, bi-annually, or on a quarterly basis, our team is accountable, accessible, and committed to your needs. And for the stuff that pops up outside regularly scheduled appointments? Don’t sweat it. Our relationship-based approach gives you the freedom to meet with us as often as needed.
*Banking and lending solutions provided by Raymond James Bank. Raymond James Bank, member FDIC, affiliated with Raymond James Financial Services and Raymond James & Associates, Inc.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
STWS and Raymond James Financial Services, Inc. are independent from, and are not affiliated with nor endorsed, authorized, or sponsored by the Federal Government.
The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. The TSP is a defined contribution plan, meaning that the retirement income you receive from your TSP account will depend on how much you (and your agency or service, if you’re eligible to receive agency or service contributions) put into your account during your working years and the earnings accumulated over that time. The Federal Retirement Thrift Investment Board (FRTIB) administers the TSP.
