Federal employees received an average 4.5% pay raise in January 2025, one of the highest increases in recent years. But for many Feds, that bump hasn’t gone far enough, especially as inflation keeps dragging on essentials like housing, healthcare, and ... Read More

As retirement gets closer, many of our Feds start thinking about where they want to live and what kind of life they want to build once they leave federal service. For some, the decision is based on being closer to ... Read More

In this episode, Dan and Katelyn break down the 2024 Federal Employee Viewpoint Survey results, highlighting trends in engagement, leadership trust, and job satisfaction. They also explore how career development can boost retirement security through higher earnings, TSP contributions, and ... Read More

Federal jobs have long been a beacon of stability, known for generous benefits, dependable paychecks, and one of the last remaining pensions in the workforce. But lately, more and more of our Feds are asking the same thing: Is federal ... Read More

In this episode, Katelyn and Dan explore key considerations for federal employees and veterans planning-covering the Federal Long Term Care Insurance Program, eligibility requirements, pros and cons of coverage, and alternative options like private plans or self-insuring. They also dive ... Read More

This is the third of four FEDZONE columns discussing the withdrawal options that are available to separated Thrift Savings Plan TSP) participants. In these columns, a “separated” participant means a civilian employee or a member of the uniformed services who ... Read More

In this episode, Katelyn and Dan explore key topics for federal employees planning for the future-covering solo retirement strategies, long-term care costs, estate planning essentials, and building a personal support system. They also honor Representative Gerry Connolly’s legacy of federal ... Read More

When there’s an age gap between spouses, retirement planning often gets more complex. Different timelines can lead to gaps in health insurance, uneven income years, and tax issues that catch many couples off guard. Lifestyle mismatches, such as one spouse ... Read More

Qualified Charitable Distributions (QCDs) first became available in 2006 to individuals aged 70.5 and older. QCDs were initially available only through the 2007 tax year. But Congress extended the December 31,2007 QCD deadline several times and made QCDs permanent as ... Read More

Career growth in government service isn’t just about getting promoted. It’s about creating more security, meaning, and options now and in retirement. Whether you’re just starting out or thinking ahead to your last five years, professional development is one of the most ... Read More