If you’re a woman who has been on the job with the federal government for a few years, you’re likely in pretty good shape. You have health insurance coverage through the Federal Employees Health Benefits (FEHBP) program. You might have access ... Read More

One of the ways that the FEHB program reduces costs and holds premium costs is by imposing restraint on health care provider choices including doctors, hospitals, laboratories for blood tests and x-rays. The only exception to this pattern is for ... Read More

If you’re ready to retire from your federal government career, congratulations! You’re probably looking forward to time off to do new things. But ensuring you have the resources available to support those new things means you must be retirement-ready. Retirement ... Read More

A donor-advised fund (DAF) is a type of investment account that allows you to donate assets – such as stocks, bonds, real estate, and cash – to eligible IRS-qualified public charities of your choice. In the world of charitable giving, DAFs are ... Read More

Dan and Katelyn explore FERS and the 62 Factor, highlighting the advantages of waiting until age 62 to retire. They also discuss the current overvaluation of the C fund, delve into the Shiller PE, and emphasize the importance of diversification ... Read More

Dan and Katelyn delve into potential pay freezes, providing insights on mitigating their possible impacts. They also explore survivor benefits, discussing topics such as TSP designations and Social Security benefits. Check Out Our Next FERS Webinar for Federal Employees – ... Read More

Federal employees become eligible to enroll in Medicare when they become age 65. This is because an employee during his or her working lifetime has paid the Medicare payroll tax (the Hospital Insurance Tax or HIT) for a minimum of ... Read More

In recent years, the number of TSP millionaires has been steadily rising, with nearly 117,000 federal employees now holding seven-figure balances in their Thrift Savings Plan accounts. This significant growth is largely attributed to strong market performance, disciplined long-term saving, and the ... Read More

If you’re a woman who just began a career with the federal government, you likely did so for some great reasons. Like using your skills, knowledge, and education to contribute to the good of society. And, if you’ve just begun ... Read More

The time has come, people. 2025 COLA announcements are here!  If you’re a regular reader of our blog, you know that the Serving Those Who Serve team is committed to keeping our community of Feds up to date on the ... Read More