In this episode, Katelyn and Dan examine the evolving federal job landscape and charitable giving strategies. They cover federal employee survey findings, the value of core benefits like FERS, TSP, and FEHB, and key steps to protect retirement security, followed ... Read More

Life happens – marriages, divorces, births, deaths. And while federal employees are good at planning ahead, one thing often gets overlooked: beneficiary designations. These documents determine who receives your Thrift Savings Plan (TSP), life insurance, and survivor benefits upon your passing, and ... Read More

One of the provisions coming out of the recently passed “One Big Beautiful Bill Act” of 2025 (OBBBA) has resulted in enhanced tax savings for some charitable donors, lowered tax savings for some charitable donors, and by all accounts has ... Read More

In this episode, Dan and Katelyn discuss retirement strategies for federal employees, with a focus on age-gap couples. They cover Medicare, Social Security, Roth conversions, and withdrawal planning, as well as early 2026 COLA projections and their impact on CSRS ... Read More

Federal jobs have long been a beacon of stability, known for generous benefits, dependable paychecks, and one of the last remaining pensions in the workforce. But lately, more and more of our Feds are asking the same thing: Is federal ... Read More

In this episode, Katelyn and Dan explore key considerations for federal employees and veterans planning-covering the Federal Long Term Care Insurance Program, eligibility requirements, pros and cons of coverage, and alternative options like private plans or self-insuring. They also dive ... Read More

When there’s an age gap between spouses, retirement planning often gets more complex. Different timelines can lead to gaps in health insurance, uneven income years, and tax issues that catch many couples off guard. Lifestyle mismatches, such as one spouse ... Read More

Qualified Charitable Distributions (QCDs) first became available in 2006 to individuals aged 70.5 and older. QCDs were initially available only through the 2007 tax year. But Congress extended the December 31,2007 QCD deadline several times and made QCDs permanent as ... Read More

In this episode, Dan and Ed explain how prescription drug discount programs work and how to manage your coverage under FEHB. They also discuss the importance of reviewing your formulary, considering generics, and why an annual plan review matters-plus key ... Read More

You served in uniform to protect and defend the United States. Now you have a federal government career. And when it comes to veteran and Fed benefits, you might be faced with some confusion and a lot of paperwork. Not ... Read More