In this episode, Dan and Ed break down the tax implications of the Social Security Fairness Act and how it affects federal retirees. They discuss the impact of retroactive lump-sum payments, higher monthly benefits starting in 2025, and how this ... Read More

  The recent wave of federal workforce reductions and agency overhauls has left many Feds facing uncertainty about their job security and financial future. With the Department of Government Efficiency (DOGE) implementing significant changes, including mass layoffs and restructuring, the ... Read More

Dan and Katelyn discuss how federal employees can navigate high inflation and agency disruptions. Katelyn covers protecting retirement investments, including TSP strategies and COLA impacts, while Dan offers guidance on shutdowns, early retirement options, and staying on track with long-term ... Read More

In recent months, there’s been a renewed focus on the role and reach of federal employee unions. With political shifts and budget debates underway, some Feds are rightfully concerned about whether the rights they rely on – especially around collective ... Read More

Long-term care (LTC) insurance started in the late 1970’s and early 1980’s in response to the growing recognition of the need for financial protection against the prohibitive costs of LTC services. It was developed as a way to help individuals ... Read More

Recent executive orders have once again brought security clearance policy into the spotlight. From expedited interim clearances for political appointees to mass revocations targeting former intelligence officials, one thing is clear: Your clearance can be affected by both your conduct ... Read More

In this episode, Dan and Ed break down what it means to be vested in your FERS retirement and TSP. They explain when employees become eligible for deferred retirement, what happens to your contributions if you leave federal service, and ... Read More

In this episode, Dan and Katelyn discuss key financial topics affecting federal employees, including the repeal of the WEP and GPO under the Social Security Fairness Act and practical strategies from a Shutdown Survival Guide. Check Out Our Next FERS ... Read More

Many individuals do not understand long-term care (LTC). LTC includes a range of services for individuals who have functional limitations or chronic health conditions. These limitations may be the result of an illness such as cancer, or a disability from ... Read More

When news about possible agency defunding starts making the rounds, it’s natural to have questions about your job and your plans for the future. We talk with Feds every day who are trying to figure out what a situation like ... Read More