As a federal employee, your retirement benefits under the Federal Employee Retirement System (FERS) are an important part of your financial future. Whether you’re nearing retirement or just beginning your planning, understanding the following five key FERS annuity maximization strategies ... Read More

Discover tax implications for delaying Required Minimum Distributions (RMDs) from your traditional TSP and IRA. Explore strategies to manage your tax liabilities effectively and take advantage of current tax benefits. Check Out Our Next FERS Webinar for Federal Employees – ... Read More

If you’ve been a federal employee for a while, you likely consider a regular cost-of-living raise as a given. You might expect something similar to the 5.2% increase you received beginning in January 2024 (or, at the very least, the ... Read More

Dan and Chelsea delve into retirement planning for those under FERS with a CSRS component. They also analyze the projected 2025 COLA and its implications for CSRS and FERS retirees. Check Out Our Next FERS Webinar for Federal Employees – ... Read More

This FEDZONE column is the third of three FEDZONE columns presenting the financial considerations of owning two residences in retirement. This column discusses financial management, considerations when choosing a financial advisor to assist with planning, and time considerations for “planning ... Read More

When you buy stock, the hope is that it will appreciate. But too much appreciation can lead to a “tax time bomb” in the form of excessive capital gains, leaving you feeling trapped.  One way to avoid additional taxes on ... Read More

Discover what you should know to navigate recent changes to underpaid tax penalties that may affect federal employees and retirees. Stay updated to manage potential penalties effectively. Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE  The ... Read More

2087 hours of accumulated sick leave equals one additional year of service without staying a year longer. You can add an extra year to your federal retirement without working longer. This can boost your retirement income by thousands. You can ... Read More

Dan and Chelsea explore the details of FERS deferred and postponed retirement and review the current state of remote work for federal employees. They discuss relevant legislation that could influence the future of telework in this field. Check Out Our ... Read More

This FEDZONE column is the second of three FEDZONE columns presenting the financial considerations of owning two residences in retirement. The first column discussed choosing owning versus renting a second residence and determining legal domicile. This column discusses health care ... Read More