In this episode, Dan and Ed explain what QCDs are and how they work with RMDs from traditional IRAs. They also discuss which retirement accounts allow QCDs, the timing considerations when executing them, and the new rules under the SECURE ... Read More

In this episode, Dan and Ed explain the upcoming 2026 change requiring high-earning federal employees to make TSP “catch-up” contributions only to the Roth TSP. They also discuss how the $145,000 wage threshold is determined, how dual employment impacts eligibility, ... Read More

In this episode, Dan and Ed explain what the Special Retirement Supplement (SRS) is and who qualifies for it. They also discuss how the SRS is calculated, the 2024 earnings limits retirees need to know, and the impact of excess ... Read More

In this episode, Dan and Ed explain how prescription drug discount programs work and how to manage your coverage under FEHB. They also discuss the importance of reviewing your formulary, considering generics, and why an annual plan review matters-plus key ... Read More

in this episode, Dan and Ed explain HCFSA and LEXHCFSA accounts, how they’re funded, and what happens to them when federal employees retire or leave. They also cover HSAs, their rules, and how retirement affects these accounts. Check Out Our ... Read More

In this episode, Dan and Ed break down the tax implications of the Social Security Fairness Act and how it affects federal retirees. They discuss the impact of retroactive lump-sum payments, higher monthly benefits starting in 2025, and how this ... Read More

Discover the key changes introduced by Secure Act 2.0, focusing on some new rules and guidelines for Required Minimum Distributions (RMDs). Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE FedLife Podcast: Secure Act 2.0: Key Changes ... Read More

Discover how federal retirees can potentially reduce their Medicare Part B IRMAA charges significantly through strategic planning and well-informed financial choices. Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE FedLife Podcast: How Federal Retirees Can Lower ... Read More

Discover tax implications for delaying Required Minimum Distributions (RMDs) from your traditional TSP and IRA. Explore strategies to manage your tax liabilities effectively and take advantage of current tax benefits. Check Out Our Next FERS Webinar for Federal Employees – ... Read More

Discover what you should know to navigate recent changes to underpaid tax penalties that may affect federal employees and retirees. Stay updated to manage potential penalties effectively. Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE  The ... Read More