In this episode, Katelyn and Dan examine the evolving federal job landscape and charitable giving strategies. They cover federal employee survey findings, the value of core benefits like FERS, TSP, and FEHB, and key steps to protect retirement security, followed ... Read More

Federal employees received an average 4.5% pay raise in January 2025, one of the highest increases in recent years. But for many Feds, that bump hasn’t gone far enough, especially as inflation keeps dragging on essentials like housing, healthcare, and ... Read More

A Thrift Savings Plan (TSP) participant who has separated from federal service (either left federal service or retired from federal service) must begin to take TSP required minimum distributions (RMDs) upon reaching a specific age. The specific age is gradually ... Read More

Life happens – marriages, divorces, births, deaths. And while federal employees are good at planning ahead, one thing often gets overlooked: beneficiary designations. These documents determine who receives your Thrift Savings Plan (TSP), life insurance, and survivor benefits upon your passing, and ... Read More

Congress passed the 2025 budget reconciliation bill in July, but for many Feds, the biggest question remains: Is my pension safe? Proposals to eliminate the FERS annuity supplement and switch to a high-5 calculation didn’t make it into the final law, ... Read More

One of the provisions coming out of the recently passed “One Big Beautiful Bill Act” of 2025 (OBBBA) has resulted in enhanced tax savings for some charitable donors, lowered tax savings for some charitable donors, and by all accounts has ... Read More

As retirement gets closer, many of our Feds start thinking about where they want to live and what kind of life they want to build once they leave federal service. For some, the decision is based on being closer to ... Read More

In this episode, Dan and Katelyn discuss retirement strategies for federal employees, with a focus on age-gap couples. They cover Medicare, Social Security, Roth conversions, and withdrawal planning, as well as early 2026 COLA projections and their impact on CSRS ... Read More

Cryptocurrency is everywhere – and many federal employees are wondering if it deserves a spot in their investment mix. From flashy headlines to bold predictions in finance, digital assets such as Bitcoin and Ethereum have captured the public’s attention. And ... Read More

Many people make charitable gifts when the opportunity arises, from going to a fundraiser or supporting the local youth sports team to mailing out a check at the end of the year. While these types of donations are both generous ... Read More