As interest in sustainable investing grows, many of our Feds have asked how they can align their retirement savings with their personal values. For those who prioritize environmental and ethical concerns, building a green retirement portfolio may be an appealing ... Read More

For our Feds, retirement brings both a steady pension and required minimum distributions (RMDs) – those IRS-mandated withdrawals from your retirement accounts once you reach a certain age. By thoughtfully combining these two income streams, you’ll keep more of your hard-earned money ... Read More

Ed and Dan provide a thorough overview of OPM’s decision to grant federal agencies the authority to offer early retirement through Voluntary Early Retirement Authority (VERA). They discuss the eligibility requirements, benefits, and potential impact of this offer on federal ... Read More

Dan and Katelyn discuss the 2025 contribution limits for TSPs, HSAs, and FSAs, offering insights into the key updates. They also cover the proposed 2026 pay raise, providing an overview of the rationale behind the increase and its potential impact. ... Read More

On January 5, 2025, former President Biden signed the Social Security Fairness Act of 2023 (SSFA) into law. For millions of public sector and employees and retirees including federal employees, the passage of the SSFA resulted in the repeal of ... Read More

Marriage to a foreign national or working abroad can generate many advantages. You could learn about new cultures, viewpoints, and lifestyles. International marital and employment arrangements also generate their share of changes in U.S. federal benefits, tax considerations, and estate ... Read More

Healthcare costs can sometimes throw a wrench in even the best-laid retirement plans. They are unpredictable, often expensive, and can derail financial stability in retirement if not accounted for. Many federal employees focus on building their Thrift Savings Plan (TSP) ... Read More

Dan and Katelyn discuss managing breaks in federal service, covering TSP mobility, rollovers, and the importance of keeping personnel files. They highlight continuing retirement savings after transitioning to the private sector and the importance of maintaining your FERS balance. They ... Read More

The IRS encourages individuals to set up for themselves an IRS online account. Among the reasons to establish an IRS online account are: Accessing tax records View key data from most recently filed tax return. Check the status of a ... Read More

FedLife Podcast: What to Expect From the 2025 Pay Increase Ed and Dan break down the uncertainty surrounding the 2025 federal employee pay increase, discussing President Biden’s proposed 2.0% raise and the push from lawmakers for a 4.5% increase to ... Read More