Dan and Katelyn discuss two important topics for federal employees: how to use the TSP G Fund strategically and what steps to take if workforce reductions become a possibility. Check Out Our Next FERS Webinar for Federal Employees – REGISTER ... Read More

Return-to-office changed more than your calendar. It changed the numbers. A house that made sense when you commuted twice a week can look very different when you drive in five days. The difference shows up in obvious places like gas ... Read More

As a federal government employee, you could take advantage of your minimum retirement age (MRA). If you’re fortunate, the FERS annuity supplement bridges potential income gaps between your MRA and age 62 (when you apply for Social Security). What if ... Read More

April 1,2026 is the deadline for federal employees and retirees born between January 1 and December 31,1952 and who own traditional IRAs to take their first traditional IRA required minimum distribution (RMD). This column discusses the traditional IRA RMD rules ... Read More

This column discusses the mortgage interest income tax deduction changes resulting from the passage of the One Big Beautiful Bill Act of 2025 (OBBBA). Before discussing these changes which could affect individual tax returns starting the 2026 tax year, it ... Read More

In this episode, Ed and Dan explain what happens when federal employees contribute too much to their Thrift Savings Plan (TSP), especially if they also participated in another employer-sponsored retirement plan such as a 401(k) during the same year. This ... Read More

Dan and Katelyn discuss two practical issues federal employees and retirees should understand: using a Health Savings Account (HSA) as part of a retirement strategy and what to do if your first federal retirement payment is delayed.   Check Out ... Read More

High-earning federal employees eventually hit income limits that restrict direct Roth Individual Retirement Account (IRA) contributions. For 2026, single filers must have a modified adjusted gross income (MAGI) of less than $153,000, and joint filers less than $242,000, to make a full ... Read More

Many federal retirees move to rural areas after they retire. The appeal is clear: housing costs less, you get more space, and life slows down. But healthcare access deserves just as much attention in your planning. Can you get the ... Read More

Two key deadlines are approaching for some federal employees and retirees. The first deadline is for those federal employees and retirees born between January 1 and December 31, 1952, and who are traditional IRA owners and/or retired qualified retirement plan ... Read More