Your salary and benefits are likely excellent as a mid-career fed. However, the chances are pretty good that you don’t have buckets of cash available to pay for your child’s college career. This is where financial aid can help. To ... Read More

The United States Postal Service (USPS) announced a temporary suspension of its employer contributions to the defined benefit portion of the Federal Employees Retirement System (FERS), effective April 10, 2026, due to its ongoing financial crisis and the risk of running out ... Read More

In this episode, Ed and Dan take a deeper look at the tax consequences of Roth TSP in-plan conversions beginning in 2026, with a focus on how the IRS “five-year rules” impact withdrawals. The discussion breaks down how traditional vs. ... Read More

In this episode, Jen and Dan go over managing taxes as income stacks up in retirement and whether heavy reliance on U.S. stocks in the TSP adds unnecessary risk. They cover how to avoid tax surprises through proper withholding and ... Read More

If you’re behind on retirement savings, the goal isn’t perfection. It’s increasing how much you save, starting now. For many Feds, catch-up saving after 50 comes down to three levers: contributions, taxes, and spending. When you increase savings, manage taxes intentionally, ... Read More

Over the past 20 years, many Americans including federal employees have been staying on the job longer. Workers aged 75 and over are expected to have the largest growth in labor force participation of any age bracket over the next ... Read More

Dan and Katelyn discuss how federal employees can navigate early retirement income gaps and whether return-to-office changes should prompt a relocation decision before retirement.   Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE The Fed15 Podcast ... Read More

Many federal employees treat the Federal Employees’ Group Life Insurance (FEGLI) program as a “set it and forget it” benefit. Early in your career, that approach works because premiums stay relatively low. After age 55, however, the cost curve changes quickly. This ... Read More

Two pension checks arriving each month create a dependable income in retirement. That stability helps, but it also means taxes, survivor elections, and health coverage decisions carry more weight. Many couples rely on those pension payments to cover a large ... Read More

Individuals who found errors on their 2025 federal income tax returns (or prior year returns, see below) that they recently filed earlier this year can file an amended federal income tax return.  Each year millions of individuals file amended tax ... Read More