Long-term care isn’t something most people want to think about, but it’s something many of us will need. A lot of Feds assume Medicare or FEHB will cover expenses such as assisted living, full-time nursing support, or help with daily ... Read More

Planning for retirement always requires a thoughtful strategy, but for single federal employees, the stakes can feel even higher. A solid, self-sufficient plan for long-term care costs is critical without a partner to share income, caregiving responsibilities, or decision-making. From ... Read More

Federal employees are no strangers to policy shifts, but new legislation has sparked serious concern across the workforce. On May 22, 2025, the House passed the One Big Beautiful Bill Act, a sweeping budget reconciliation package that includes significant proposed changes ... Read More

On January 10, 2025, the IRS issued proposed regulations that facilitate the implementation and operations of one of the provisions passed as part of SECURE 2.0. This provision is that  effective January 1, 2026, qualified retirement plan participants (this includes ... Read More

If you’re a woman who just began a career with the federal government, you likely did so for some great reasons. Like using your skills, knowledge, and education to contribute to the good of society. And, if you’ve just begun ... Read More

The calendar says it is the middle of October. The Medicare annual enrollment period (AEP) has started, and the annual federal benefits “open season” is less than one month away. During the annual benefits open season (this year to be ... Read More

Divorce brings a range of financial uncertainties, particularly for federal employees faced with the complications of dividing their retirement savings. The Federal Employees Retirement System (FERS), Thrift Savings Plan (TSP), and Social Security are all potentially impacted when untangling marital ... Read More

Tens of thousands of U.S. government employees dedicate themselves to assisting the American people each day. Yet their efforts aren’t well-known unless they generate negative headlines or are subject to damaging rhetoric. This is why the 2024 Sammies Awards are so ... Read More

Discover the key changes introduced by Secure Act 2.0, focusing on some new rules and guidelines for Required Minimum Distributions (RMDs). Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE FedLife Podcast: Secure Act 2.0: Key Changes ... Read More

Federal annuitants over age 65 have choices with regard to Medicare. There are four parts to Medicare. They are: (1) Medicare Part A – Hospital Insurance; (2) Medicare Part B – Medical Insurance; (3) Medicare Part C – Medicare Advantage; ... Read More