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Stws Retirement

Summary of Medicare Enrollment Options for Federal Retirees

12/06/2024
Several previous FEDZONE columns have discussed Medicare enrollment options for federal retirees once they become eligible to enroll in Medicare at age 65. The two options for  Medicare enrollment are: (1) Original Medicare and (2) Medicare Advantage (also known as ... Read More
Img Millennial Federal Employees Your Essential Guide To Retirement

Millennial Federal Employees: Your Essential Guide to Retirement

12/05/2024
Each generation faces its own challenges when preparing for retirement, and for millennials, it’s the high levels of student loan debt, lower access to affordable housing, and, as of late, staggering inflation. These rising costs can make retirement planning tricky, ... Read More
Img 2024111 Retiring From Federal Service Your Guide To Navigating Health Insurance Options (1)

FEHB and Medicare: A Federal Retiree’s Guide for 2025

11/29/2024
Healthcare costs can be unpredictable and typically rise later in age, making health insurance coverage a critical part of a strong retirement plan. Federal employee health insurance options in retirement are unique, thanks to the Federal Employees Health Benefits Program ... Read More
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Thanksgiving Favorites from the STWS Team

11/26/2024
As we gather around the table this Thanksgiving, we’re reminded of the special dishes that bring our families together and fill our homes with warmth and comfort.  At Serving Those Who Serve, we believe in celebrating the traditions that make ... Read More
Tsp Withdrawal Tips (1)

TPS Withdrawing Without Pitfalls

11/26/2024
One of the best benefits available to you as a federal employee is the Federal Employees Retirement System (FERS). When you separate from government service, your post-job life will be supported by the three-legged FERS stool consisting of Social Security, a ... Read More
Fedzone Img Hsas Can Be Beneficial But Beware Of Common Mistakes

HSAs Can Be Beneficial But Beware of Common Mistakes

11/21/2024
A Health Savings Account (HSA) allows federal employees and retirees to contribute and to pay out-of-pocket medical and dental expenses in a tax-advantaged way. In order to contribute to an HSA, a federal employee/retiree must be enrolled in a high ... Read More
College Savings And Retirement (1)

How Federal Employees Can Balance College Savings and Retirement

11/20/2024
As a parent whose child (or children) might attend college someday, you’re likely aware of the fact that higher education is expensive. Can you help your children with their college goals? If you’re a federal government employee, the answer is ... Read More
Fedzone Img Opm Encourages Fehb Health Plans To Adopt Medicare Part D For Federal Annuitants

Should Federal Annuitants Enroll in a FEHB Medicare Part D Plan?

11/19/2024
Medicare Part D (Prescription Drug Program) has been available to Medicare beneficiaries since 2006. Part D has benefited millions of Americans who have excessive prescription drug expenses. Federal retirees have good prescription drug coverage through the Federal employees Health Benefits ... Read More
Fed Employee Discounts

The Ultimate List of Federal Employee Discounts

11/17/2024
Heads up, Feds: this is going to be an article you’ll want to bookmark. Today, we’re talking deals, and we’ve got a ton of links included for Fed-specific discounts with major retailers.  Federal employment comes with a wealth of benefits, ... Read More
Fedzone Retirees And Employees Over 65 Wary Of Hsa Medicare Rules

Federal Employees and Retirees Enrolled in an HSA Should Be Aware of Medicare’s Tricky Rules After Age 65

11/15/2024
A recent FEDZONE column entitled “FEHB Program Health Types and Options” (https://stwserve.com/fehb-program-health-plan-types-and-options/) discusses the various types of Federal Employee Health Benefit (FEHB) program health plans available to federal employees and retirees and eligible family members. As discussed, one of the ... Read More