For many Feds, extended vacations might feel out of reach, but with strategic planning, they’re easier to achieve than you might think. By planning vacations around federal holidays, you can take longer stretches of time off without burning through your ... Read More

Navigating a break in service as a Fed, whether for personal or professional reasons, requires careful financial planning. When the time comes to leave government service and possibly return later, understanding the best ways to manage your benefits, retirement accounts, ... Read More

On January 5, 2025, H.R. 82, also known as the Social Security Fairness Act, previously passed in the House and Senate with bipartisan support, was signed into law by President Biden. For CSRS and CSRS Offset Feds and survivors, it ... Read More

Caring for a dependent with special needs comes with many challenges, and preparing for their financial future requires careful planning. Fortunately, programs such as Supplemental Security Income (SSI) and Medicaid provide a base level of support. Additional income or assets ... Read More

As a federal employee, your retirement benefits include a Thrift Savings Plan (TSP). This defined contribution arrangement lets you allocate part of your income to indexed mutual funds or Roth options to save for retirement.  For the things that pop up in ... Read More

Caregiving is a growing reality for many federal employees, particularly as America’s population ages. According to the Administration for Community Living, 70% of Americans who reach age 65 will eventually need assistance with daily tasks, with women requiring care for an average ... Read More

With a new Presidential administration and a new Congress taking office in January 2025, there has been much discussion in Washington on reducing the size of the federal workforce. Possible reductions-in-force (RIFs), discontinued service retirements and early retirements are resulting ... Read More

As a federal employee, you may already earn a great income; however, you might want to increase your earnings. Perhaps you’re planning for a special event, considering a dream vacation, or looking to enhance your retirement savings. Can federal employees ... Read More

Each year, IRS rules limit the amount that employees can contribute via payroll deduction to their qualified retirement plans such as 401(k), 403(b) and 457 retirement plans. Federal employees are limited as to the amount of what they can contribute ... Read More

As retirement nears, many of our Feds start thinking about what it will take to stay safely in their homes for the long term. Fortunately, many federal employees have access to a range of benefits and financial tools to help ... Read More