For Feds who have served in the military, buying back service time may help increase retirement benefits under the Federal Employees Retirement System (FERS) or Civil Service Retirement System (CSRS). By paying a deposit, former service members can add their ... Read More

Federal employees and retirees who are enrolled in the Federal Employees Health Benefits (FEHB) program have three enrollment choices. The enrollment choices are: (1) Self Only; (2) Self Plus One; and (3) Self and Family. These enrollments are explained: Self ... Read More

Federal benefits, including retirement plans, health insurance, and survivor benefits, play a major role in helping government employees and their spouses enjoy a financially secure retirement. For years, these protections were only available to heterosexual couples, leaving same-sex spouses without ... Read More

We’ve been reporting on Civil Service Retirement System (CSRS) Social Security reform for several years here at Serving Those Who Serve. And for good reason, since the latest proposed legislation – called the Social Security Fairness Act – could impact benefits for 2.8 ... Read More

The 2025 Medicare open enrollment period (OEP) started  on October 15,2024 and will continue through December 9, 2024. During the OEP, those individuals aged 65 and older and enrolled in Original Medicare (Medicare Part A and Medicare Part B) can ... Read More

Starting in 2025, the Office of Personnel Management (OPM) is launching the Postal Service Health Benefits Program (PSHBP), specifically designed to address the healthcare needs of Postal Service workers, retirees, and their families. This program will replace the current Federal ... Read More

  If you’re a woman who has been on the job with the federal government for a few years, you’re likely in pretty good shape. You have health insurance coverage through the Federal Employees Health Benefits (FEHBP) program. You might have access ... Read More

One of the ways that the FEHB program reduces costs and holds premium costs is by imposing restraint on health care provider choices including doctors, hospitals, laboratories for blood tests and x-rays. The only exception to this pattern is for ... Read More

If you’re ready to retire from your federal government career, congratulations! You’re probably looking forward to time off to do new things. But ensuring you have the resources available to support those new things means you must be retirement-ready. Retirement ... Read More

A donor-advised fund (DAF) is a type of investment account that allows you to donate assets – such as stocks, bonds, real estate, and cash – to eligible IRS-qualified public charities of your choice. In the world of charitable giving, DAFs are ... Read More