Social Security and Medicare “benefit cliffs” are making headlines again, and the timelines haven’t improved. The projected fund depletion dates are enough to rattle anyone trying to plan for retirement, but for federal employees, the reality may be a bit ... Read More

When there’s an age gap between spouses, retirement planning often gets more complex. Different timelines can lead to gaps in health insurance, uneven income years, and tax issues that catch many couples off guard. Lifestyle mismatches, such as one spouse ... Read More

In this episode, Dan and Katelyn discuss important career and financial topics for federal employees-including an overview of due process rights in the event of potential termination and a review of current considerations around Social Security and federal retirement benefits. ... Read More

In this episode, Dan and Katelyn discuss key career and workplace topics for federal employees-from managing the stress of returning to the office to navigating a transition into the private sector. They offer practical tips, thoughtful insights, and health-focused advice ... Read More

Dan and Katelyn discuss how federal employees can navigate high inflation and agency disruptions. Katelyn covers protecting retirement investments, including TSP strategies and COLA impacts, while Dan offers guidance on shutdowns, early retirement options, and staying on track with long-term ... Read More

POn January 20, 2025, President Donald Trump’s Executive Order implemented the Department of Government Efficiency to support “cost-efficiency initiatives” across multiple government agencies. But panic ensued when DOGE began targeting the Social Security database. Alarming headlines and rumors claimed that Social ... Read More

In January 2025, federal agencies were directed to end remote work, requiring their employees to return to the office full-time. As a Fed, you could be okay with the RTO mandate. Perhaps you like the idea of in-person collaboration and ... Read More

On January 5, 2025, H.R. 82, also known as the Social Security Fairness Act, previously passed in the House and Senate with bipartisan support, was signed into law by President Biden. For CSRS and CSRS Offset Feds and survivors, it ... Read More

Healthcare costs can be unpredictable and typically rise later in age, making health insurance coverage a critical part of a strong retirement plan. Federal employee health insurance options in retirement are unique, thanks to the Federal Employees Health Benefits Program ... Read More

One of the best benefits available to you as a federal employee is the Federal Employees Retirement System (FERS). When you separate from government service, your post-job life will be supported by the three-legged FERS stool consisting of Social Security, a ... Read More