The recent wave of federal workforce reductions and agency overhauls has left many Feds facing uncertainty about their job security and financial future. With the Department of Government Efficiency (DOGE) implementing significant changes, including mass layoffs and restructuring, the ... Read More

New digital wealth like cryptocurrency demands fresh thinking about your estate plan. Let’s walk through exactly how to protect your crypto investments and make sure your family can access everything they’re entitled to after you’re gone.   Estate Planning Basics ... Read More

When it’s time to retire from your federal government career, you’ll likely receive benefits through the Federal Employees Retirement System (FERS) thanks to its Basic Benefits, Social Security, and the Thrift Savings Plan (TSP) pillars. Your TSP is funded by payroll contributions ... Read More

As interest in sustainable investing grows, many of our Feds have asked how they can align their retirement savings with their personal values. For those who prioritize environmental and ethical concerns, building a green retirement portfolio may be an appealing ... Read More

For our Feds, retirement brings both a steady pension and required minimum distributions (RMDs) – those IRS-mandated withdrawals from your retirement accounts once you reach a certain age. By thoughtfully combining these two income streams, you’ll keep more of your hard-earned money ... Read More

Marriage to a foreign national or working abroad can generate many advantages. You could learn about new cultures, viewpoints, and lifestyles. International marital and employment arrangements also generate their share of changes in U.S. federal benefits, tax considerations, and estate ... Read More

Healthcare costs can sometimes throw a wrench in even the best-laid retirement plans. They are unpredictable, often expensive, and can derail financial stability in retirement if not accounted for. Many federal employees focus on building their Thrift Savings Plan (TSP) ... Read More

Federal government cost-cutting initiatives and the creation of the Department of Government Efficiency (DOGE) have left many Feds feeling unsettled and wondering how these changes are likely to impact their futures. However, this isn’t the first time federal employees have ... Read More

In conjunction with the administration’s offer of purported “deferred resignations” to most federal employees, the Office of Personnel Management (OPM) will grant federal agencies the authority to offer early retirement to employees in the form of a Voluntary Early Retirement ... Read More

  Recent headlines have brought some tough news for Feds, as policy changes continue to impact the federal workforce. However, amidst these concerns, there is a piece of good news on the horizon: an update on the potential 2026 pay ... Read More