The time has come, people. 2025 COLA announcements are here!  If you’re a regular reader of our blog, you know that the Serving Those Who Serve team is committed to keeping our community of Feds up to date on the ... Read More

For our Feds, a Thrift Savings Plan (TSP) is a foundational element of the overall investment portfolio. While TSP is likely not new to you, certain provisions, including catch-up contributions and the Roth option, offer opportunities to further optimize your ... Read More

All too many times blogs and articles like this offer tactics and strategies but neglect the transmission point. With this piece, we hope to change that by giving you a crystal-clear key first step.  Quick quiz:  Since January 1, 2000, ... Read More

One of the most common questions we get asked here at Serving Those Who Serve is: “Am I invested appropriately?” The answer to this question, like so many other questions pertaining to financial planning, is, of course: “It depends.”  We ... Read More

We have some mixed news for our feds on the 2025 COLA front.   To clarify, in this case, COLA refers to the cost-of-living adjustment for CSRS and FERS pensions.  We draw this in contrast to estimates for the 2025 federal ... Read More

The last 60 days have been eventful for news of federal employee pay and protections. CBO Report on Federal Employee Pay and Benefits. This contradicts many statements in the public forum relative to the level of fed pay. A report ... Read More

Working with Feds for as long as we have here at Serving Those Who Serve, we know firsthand that as people age, making strategic decisions around finances and legacy planning becomes crucial, particularly when it comes to creating and maintaining ... Read More

What feds need to know about Medicare Advantage plans. No, I don’t mean your dear mother; in this case, I mean Medicare Advantage. Or to be more specific, the Medicare Advantage plans that are currently available within the Federal Employees ... Read More

 How to maximize your wealth transfer, smart strategies for estate planning and designating one’s beneficiaries.   When it comes to the intersection of personal finance and estate planning, maintaining and monitoring your beneficiary allocations is critical. If you’re a staunch listener ... Read More

New HSA Contribution Limits for 2025 have been announced. Learn how to maximize your HSA and its potential to bolster your financial security. In the ever-evolving landscape of healthcare, understanding and optimizing your benefits can significantly impact your financial well-being. ... Read More