Heads up! This is not the most updated information on this topic. With the passage of the Social Security Fairness Act in January 2025, the impact of WEP on CSRS and CSRS Offset pensions was largely eliminated. Check out our ... Read More

Dan and Katelyn discuss military buyback, including deposit percentages for CSRS and FERS, timing, and benefits like higher annuity payments, as well as Health Savings Accounts (HSAs), covering their advantages, Medicare impacts, and inheritance considerations. Check Out Our Next FERS ... Read More

Several previous FEDZONE columns have discussed Medicare enrollment options for federal retirees once they become eligible to enroll in Medicare at age 65. The two options for  Medicare enrollment are: (1) Original Medicare and (2) Medicare Advantage (also known as ... Read More

Dan and Katelyn discuss updates on federal benefits for same-sex couples, including retroactive survivor benefits and key topics like FEGLI, TSP, and estate planning. They also cover the Social Security Fairness Act, its impact on CSRs and public safety employees, ... Read More

Dan and Katelyn discuss the PSHB program, designed for Postal Service employees, retirees, and their eligible family members. They outline the program’s key features and Maximus’s role in supporting its implementation. Additionally, they provide valuable insights for women nearing retirement, ... Read More

Katelyn and Chelsea discuss mid-career retirement planning for women, offering strategies to support a successful retirement during various life events, including after career breaks. They also explore Donor-Advised Funds (DAFs) and discuss the potential benefits of the “bunching” strategy for ... Read More

Ed and Dan explore essential Original Medicare topics, including the Hospital Insurance Tax, how income impacts Part B premiums, and the benefits of enrolling in Original Medicare. They cover important details like coverage, the “assignment” concept, and whether federal retirees ... Read More

With open season underway, Ed and Dan review the different FEHB health plan types and options. They delve into PPOs, PPOs with FFS, HMOs, HDHPs with HSAs, and CDHPs with POS plans, explaining each type and outlining their advantages and ... Read More

Each generation faces its own challenges when preparing for retirement, and for millennials, it’s the high levels of student loan debt, lower access to affordable housing, and, as of late, staggering inflation. These rising costs can make retirement planning tricky, ... Read More

In the wake of the election earlier this month, renewed concerns have surfaced over the new administration’s possible reactivation of Executive Order 13957, also known as Schedule F.  By now, you most likely know that this action was advanced in ... Read More