At the time of this writing, there is uncertainty as to the amount of the 2025 pay raise. In August, President Biden formalized his proposed 2.0 percent average pay raise, stipulating that 1.7 percent would be devoted to an across-the-board ... Read More

The Thrift Savings Plan (TSP) offers Feds a unique opportunity to grow retirement savings with a government match of up to 5% of your salary. But did you know that contributing too much, too quickly, could mean missing out on ... Read More

As a federal retiree, you’ve earned the freedom to roam. And why not? You’ve worked hard for your retirement, and living overseas can be a great way to stretch your dollars and experience new cultures.  But it’s not all beach ... Read More

The holiday season is a time for reflection, celebration, and creating cherished memories with loved ones. Here at Serving Those Who Serve, we understand the importance of community and connection, especially during this special time of year.  With that in ... Read More

Written By: Matthew Kramer As the year comes to a close, now is the perfect time to take stock of your financial situation and set the stage for a successful year ahead. Whether you’re building wealth, preparing for retirement, or ... Read More

While investors prefer to have their investments increase in value over time, sometimes an investment that has lost value can produce some good in the form of possible tax savings. The strategy that allows an investor to utilize a realized ... Read More

Following the confirmation of the 2025 COLA updates back in October, The Senior Citizen’s League (TSCL) has released their initial prediction for the 2026 COLA just this past week. Here’s what Feds need to know.    The Senior Citizen’s League (TSCL) ... Read More

Retirement planning can be a puzzle – especially when one spouse is a federal employee, and the other is in the private sector. Mixed-retirement households are more common than you think, and at Serving Those Who Serve (STWS), we work with many ... Read More

Dan and Katelyn dive into discounts and deals available to federal employees, sharing helpful websites to find the latest offers on everything from everyday items to big-ticket purchases like travel. They also talk about the importance of prioritizing retirement planning ... Read More

Dan and Katelyn review the updated IRMAA brackets and TSP contribution limits for 2025, covering the new thresholds and breaking down contribution limits by age group. Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE The Fed15 ... Read More