POn January 20, 2025, President Donald Trump’s Executive Order implemented the Department of Government Efficiency to support “cost-efficiency initiatives” across multiple government agencies. But panic ensued when DOGE began targeting the Social Security database. Alarming headlines and rumors claimed that Social ... Read More

The news has been unpleasant for Feds in recent months. Reduction in Force (RIF) plans have meant federal government employee layoffs, furloughs, and resignations. According to the New York Times, at least 12% of the 2.4 million Feds have been impacted by ... Read More

Day one of the new administration brought with it a new set of challenges for federal workers. Pursuant to the “Return to In-Person Work” executive order signed on January 20, 2025, federal employees across the country are being forced to ... Read More

Since early February 2025, thousands of federal employees have received notices from their agencies about losing their federal jobs. Many of these employees are not eligible for any type of retirement including early retirement (VERA or VSIP), a discontinued service ... Read More

In 2025, lawmakers passed major changes to Social Security that are reshaping retirement for federal employees. The Social Security Fairness Act (SSFA) increases benefits for millions of public sector workers – including Feds – by repealing the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). These changes ... Read More

The U.S. Agency for International Development (USAID) shutdown has put federal employees in a tough spot, with furloughs and missed paychecks creating a lot of uncertainty. Beyond the immediate financial strain, it raises bigger questions about job security, retirement savings, ... Read More

  You can receive income from the Federal Employees Retirement System (FERS) as a federal government retiree. The three pillars of FERS include the Basic Benefit Plan and Social Security, with distributions based on your salary. There is also the Thrift Savings ... Read More

In 2025, lawmakers passed major changes to Social Security that are reshaping retirement for federal employees. The Social Security Fairness Act (SSFA) increases benefits for millions of public sector workers – including Feds – by repealing the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). These changes ... Read More

The Thrift Savings Plan (TSP) offers two types of loans for TSP participants. One loan is called a general-purpose loan, and the other is called a primary residence loan. When a TSP loan is disbursed, the TSP Service Office will ... Read More

A government shutdown brings more than political drama – it also brings real financial stress to our Feds. When paychecks stop, but bills don’t, even a short disruption can stretch household budgets. While unpredictable, shutdowns aren’t uncommon, so planning for ... Read More