

Day one of the new administration brought with it a new set of challenges for federal workers. Pursuant to the “Return to In-Person Work” executive order signed on January 20, 2025, federal employees across the country are being forced to return to the office after years of enjoying a remote work lifestyle.
At Serving Those Who Serve, we understand that the transition back to in-office work can bring about a unique set of challenges, especially for Feds employees who have experienced a long period of remote work. The shift to an in-person work environment can feel overwhelming, both professionally and personally. Whether it’s adjusting to new routines, balancing work-life demands, or managing the emotional impact of change, the return to the office can trigger stress for many.
To help you manage this transition smoothly, we’ve put together some practical tips on managing the stress of returning to in-office work.
Returning to the office after a long period of working remotely can stir a variety of emotions. It’s completely normal to feel anxious, stressed, or even excited about the change. The first step in managing this stress is to acknowledge how you’re feeling. Identifying your emotions can help you better understand and address the sources of stress. Remember, it’s okay to feel a mix of emotions as you navigate this transition.
One of the biggest sources of stress for Feds returning to in-office work is the adjustment to a new routine. After years of working from home, many people have become accustomed to more flexible schedules, the absence of commuting, and the comfort of their home office environment.
To ease the transition:
Instead of focusing on the challenges, try to view your return to the office as an opportunity for growth and renewal. Reframing the situation can help shift your mindset, making the transition feel less stressful. Think about:
One of the key stressors of returning to in-office work is the challenge of maintaining a healthy work-life balance. When working remotely, it can be easier to set boundaries, but the return to the office can blur the lines between personal and professional life.
To help manage this stress:
Returning to the office may come with a variety of new guidelines, schedules, and expectations. Some of these changes may be beyond your control. However, focusing on the aspects of your workday that you can control can help reduce stress.
The shift back to in-office work doesn’t mean you need to abandon all the digital tools that helped you stay connected while working remotely. Leverage technology to remain efficient and keep communication lines open with your colleagues.
The return to the office can bring on stress, but it’s important to prioritize your mental and physical health during this time. Stress, if left unchecked, can have long-term effects on your well-being.
If the stress of returning to in-office work becomes overwhelming, don’t hesitate to seek support. Many federal agencies offer Employee Assistance Programs (EAPs) that provide resources for stress management, mental health support, and counseling. Talking to a licensed counselor or therapist can help you process your feelings and develop coping strategies.
Additionally, speaking to a financial planner can be helpful if the stress of returning to work is tied to financial concerns. At Serving Those Who Serve, we specialize in helping federal employees plan for both their financial and personal well-being. We’re here to provide guidance and support as you navigate this transition.
The return to in-office work is a significant change, and it’s natural to feel stressed or uncertain. However, with the right mindset and tools, you can ease the transition and manage the challenges that come with it. By focusing on your routine, maintaining balance, and taking care of your mental and physical health, you can thrive in your new work environment.
At Serving Those Who Serve, we are committed to supporting federal employees through every aspect of their professional and personal lives. If you need assistance managing stress related to your financial planning or are looking for more guidance on how to balance work and well-being, feel free to reach out to us. We’re here to help you navigate life’s transitions with confidence and peace of mind.
**Written by Katelyn Murray, CFP®, ChFEBC®, FBS®, CFT-1™, ECA. The information has been obtained from sources considered reliable but we do not guarantee that the foregoing material is accurate or complete. Any opinions are those of Katelyn Murray and not necessarily those of RJFS or Raymond James. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Investing involves risk and you may incur a profit or loss regardless of strategy suggested. Every investor’s situation is unique and you should consider your investment goals, risk tolerance, and time horizon before making any investment or financial decision. Prior to making an investment decision, please consult with your financial advisor about your individual situation. While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional. **
The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of Serving Those Who Serve, each 30-minute episode unpacks the complexities of FERS and CSRS retirement, FEHB and Medicare, survivor benefits, tax planning, and more. Designed for federal employees and retirees who want more than just the basics, FedLife goes beyond the headlines to explore the rules, nuances, and strategies that can make a meaningful difference in your retirement. Remember: it’s your Fed life, make it a great one.

The Fed15 Podcast is your weekly 15(ish)-minute briefing on federal benefits and financial planning, built specifically for federal employees and retirees. Hosted by Dan Sipe and Katelyn Murray of Serving Those Who Serve, each episode delivers clear, actionable guidance on topics like FERS and CSRS retirement, TSP strategies, FEHB, survivor benefits, tax planning, and more! Whether you’re five years from retirement or already there, The Fed15 helps you cut through the noise, avoid costly mistakes, and make confident decisions about your federal benefits.
