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Understanding The Five Year Rule

Understanding the “Five-Year Rule” with Respect to Roth TSP In-Plan Conversions

02/11/2026
A recent STWS column, TSP Announces Start of Roth TSP In-Plan Conversions (https://stwserve.com/tsp-announces-start-of-roth-tsp-in-plan-conversions/) presents information regarding the start of Roth TSP in-plan conversions on January 28, 2026.   This column discusses the income tax consequences of Roth TSP in-plan conversions and ... Read More
Tsp Announces Start Of Roth Tsp In Plan Conversions (1)

TSP Announces Start of Roth TSP In-Plan Conversions

12/30/2025
The Thrift Savings Plan (TSP) announced that starting January 28, 2026, TSP participants will be able to convert portions of their traditional (before-taxed) TSP balance to the Roth (after-taxed) TSP balance, called a Roth in-plan conversion. For those federal employees ... Read More