Where you live in retirement can impact your retirement income because different states tax the “three legs” of FERS, and CSRS, differently. For FERS retirees, they should have three sources of income to draw from upon retiring from the Federal ... Read More

Share our latest quiz for federal employees and retirees! [ays_quiz id=”27″] Federal Retirement Quiz

Learn about excess contribution penalties and instructions on how to submit a correction to the IRS. Edward A. Zurndorfer Those individuals who made excess contributions to their IRAs for the year 2021 have until Monday, October 17,2022 to correct their ... Read More

The CFC is soliciting donations from Federal Employees, starting last month and going until mid-January. Kiran Ahuja, the director of OPM, recently announced to agencies that the Combined Federal Campaign (CFC) runs from September 1st to January 14th of next ... Read More

For Many (But Not All) Employees, Now is a Good Time to Consider a Roth IRA Conversion Edward A. Zurndorfer– If there is any unseen benefit coming out of this year’s down stock market, it is the fact that now ... Read More

Ed provides insight on SEP exceptions and 72(t) withdrawals – both can allow pre-age 59.5 withdrawals without penalties. Edward A. Zurndorfer Tax-advantaged retirement accounts such as traditional IRAs provide individuals with many valuable benefits. In exchange, traditional IRA owners have ... Read More

This week’s quiz is about the newly released GSA rates, Roth Conversions, and More! [ays_quiz id=”21″] Quiz for Federal Employees

This week on the FEDLIFE Podcast, Dan Sipe is joined by Ed Zurndorfer to explain the economic impact that can happen when a spouse passes away.  FEDLIFE Podcast, Ep. 80: Federal Benefits for Widow and Widowers, featuring Ed Zurndorfer While ... Read More

Roth IRA Conversions Can Be Appropriate for Federal Employees No Matter Their Age FINANCIAL PLANNING FOR FEDS WEBINAR Edward A. Zurndorfer One of the most often asked questions made by individuals is how one’s age affects the decision to convert ... Read More

The economic impact that a spouse’s death can incur. Ed fills you in on what to watch out for. A married federal employee or retiree has done everything to prepare for a financially secure retirement for himself or herself and ... Read More