We celebrate the end of the year with our Top 5 “Most-Read” Articles, written by STWS Advisor Jennifer Meyer, in 2021 Complimentary Webinars 5. Top 5 Steps to Take Now for a Brighter Financial Future Click Here to Read A ... Read More

Find Out What Happens When the Social Security Administration Overpays a Social Security Beneficiary SOCIAL SECURITY WEBINAR Edward A. Zurndorfer– The Social Security Administration (SSA) sends a “legally defined overpayment” (LDO) letter to Social Security beneficiaries who the SSA believes ... Read More

Edward Zurndorfer explains how much the IRS taxes Social Security retirement benefits and which states also tax Social Security retirement benefits Edward A. Zurndorfer– Most federal employees and uniformed services members know that Social Security or FICA (Federal Insurance Contribution ... Read More

Understanding Your Social Security Retirement Benefits, Including When to Start Receiving Them Edward A. Zurndorfer The earliest age an individual can receive monthly Social Security retirement benefits is age 62. However, if an individual elects to receive his or her ... Read More

If you were born before 1954 or after 1960, your Full Retirement Age is easy. What about those born in between? When to take social security benefits is one of the more important decisions to make when planning one’s retirement. ... Read More

Understanding the Special Retirement Provisions Under FERS for Law Enforcement Officers Air Traffic Controllers and Firefighters -Part I Ed Zurndorfer- This is the first of two FEDZONE columns discussing the special retirement provisions that apply to certain groups of employees ... Read More

The 2022 COLA for CSRS Annuitants and Social Security Recipients is looking to be over 5% – the largest COLA since 2009. The Cost-of-Living Adjustment (COLA) for federal annuitants and Social Security recipients is based on the Consumer Price Index ... Read More

Federal Employees looking to take advantage of the Emergency Paid Leave may have to act fast as funds are getting gobbled up by agencies. Complimentary Webinars for Feds The American Rescue Plan Act was passed by Congress earlier this year ... Read More

Understanding the Social Security Government Pension Offset and How It Affects CSRS Annuitants by Ed Zurndorfer Ed Zurndorfer- The previous FEDZONE column discussed the Social Security Windfall Elimination Provision (WEP) and how the WEP affects some federal government retirees. This ... Read More

Understanding the Social Security Windfall Elimination Provision and How It Affects Some Federal Retirees Edward A. Zurndorfer- Social Security retirement benefits have been paid to eligible individuals for about 80 years. The Social Security program, created during the Franklin Roosevelt ... Read More