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How A Married Individuals Spouse

How a Married Individual’s Spouse Can Impact the Individual’s IRA

05/22/2026
Many individuals own IRAs. IRA means one of three things, namely: (1) Individual Retirement Arrangement; (2) Individual Retirement Account; or (3) Individual Retirement Annuity. When most individuals hear IRA, they think of an Individual Retirement Account which is a personal ... Read More
High Income Federal Employees Unable To Contribute

High Income Federal Employees Unable to Contribute to a Roth IRA for the Year 2025 Should Use the “Back-Door” Strategy to Convert to a Roth IRA

04/02/2026
Effective January 1,2018 following the passage of the Tax Cuts and Jobs Act of 2017 (TCJA), individual federal marginal tax rates were reduced to the lowest rates in the 100-year history of the federal individual income tax. While the TCJA ... Read More