High-earning federal employees eventually hit income limits that restrict direct Roth Individual Retirement Account (IRA) contributions. For 2026, single filers must have a modified adjusted gross income (MAGI) of less than $153,000, and joint filers less than $242,000, to make a full ... Read More

A recent FEDZONE column (“TSP Announces Start of Roth TSP In-Plan Conversions”) presented an overview of the newest Thrift Savings Plan (TSP) option. Starting January 28, 2026, traditional TSP participants for the first time will have the option of converting ... Read More