Much has been written in recent years in financial journals and media outlets about the year-of-death required minimum distribution (RMD). Nevertheless, the rules governing the year-of-death RMD continue to confuse retirement account owners and financial advisors. On July 18,2024, the ... Read More

The Office of Management and Budget (OMB) recently proposed a 3% federal pay raise for 2026, sparking keen interest among government workers. While this preliminary figure is not final, it has drawn the attention of Feds looking to understand the ... Read More

Dan and Chelsea discuss managing your TSP through major life events such as marriage, divorce, and job changes. They also analyze TSP updates for July. Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE The Fed15 Podcast: ... Read More

The Feds we help at Serving Those Who Serve all have one thing in common – they’re all eager to learn how to maximize their Federal Employee Retirement System (FERS) or Civil Service Retirement System (CSRS) benefits. They realize that with a little advance ... Read More

The SECURE Act became law on January 1, 2020. One of the provisions passed as part of the SECURE Act was regulations on required minimum distributions (RMDs) for inherited IRAs and qualified retirement plans (including the Thrift Savings Plan). The ... Read More

As a federal employee, your retirement benefits under the Federal Employee Retirement System (FERS) are an important part of your financial future. Whether you’re nearing retirement or just beginning your planning, understanding the following five key FERS annuity maximization strategies ... Read More

Discover tax implications for delaying Required Minimum Distributions (RMDs) from your traditional TSP and IRA. Explore strategies to manage your tax liabilities effectively and take advantage of current tax benefits. Check Out Our Next FERS Webinar for Federal Employees – ... Read More

If you’ve been a federal employee for a while, you likely consider a regular cost-of-living raise as a given. You might expect something similar to the 5.2% increase you received beginning in January 2024 (or, at the very least, the ... Read More

This FEDZONE column is the third of three FEDZONE columns presenting the financial considerations of owning two residences in retirement. This column discusses financial management, considerations when choosing a financial advisor to assist with planning, and time considerations for “planning ... Read More

Dan and Chelsea delve into retirement planning for those under FERS with a CSRS component. They also analyze the projected 2025 COLA and its implications for CSRS and FERS retirees. Check Out Our Next FERS Webinar for Federal Employees – ... Read More