The Office of Personnel Management (OPM) recently announced a surge in retirement applications this year. Over 70,000 Feds have already filed to retire in 2025, with large spikes in May, June, and August. This equates to a nearly 40% increase from 2024. ... Read More

There is great news for federal employees who rely on qualified healthcare and dependent care spending accounts such as health savings accounts (HSAs) and flexible spending accounts (FSAs) to help pay for healthcare and dependent daycare expenses. Budget reconciliation bill ... Read More

Federal workers with student loans are facing a new set of rules, timelines, and tradeoffs. A recent law allows student loan payments to trigger retirement contributions, and a new repayment assistance program is expected to offer an alternative route to ... Read More

One of the provisions passed into law as part of SECURE Act 2.0 (December 2022)  requires that “catch-up” contributions made by higher-paid employees must go into a Roth account. This provision affects qualified retirement plans such as 401(k), 403(b) and ... Read More

With less than three months remaining in 2025, now is the time for federal employees and retirees to get busy and perform some year-end retirement planning. The recently passed One Big Beautiful Bill Act (OBBBA) tax legislation and some provisions ... Read More

There’s no denying that federal job security isn’t what it used to be. Budget cuts, agency restructuring, and shifting political priorities have placed many roles at increased risk. With a recent proposal calling for the elimination of over 100,000 positions by 2026, ... Read More

2025 brought volatility, layoffs, and whispers of recession that left many federal employees cautious. Now, as 2026 approaches, one question rises to the surface: Should I retire in 2026? The answer depends on how economic trends, policy shifts, and personal ... Read More

A full government shutdown means more than closed offices and halted programs. It also means delayed paychecks for hundreds of thousands of Feds. While political negotiations continue, many federal employees are wondering how to bridge the financial gap. The good news – ... Read More

Many Feds count on their annual raises to help keep up with rising costs. While the process can bring some uncertainty each year, it appears that the 2026 federal employee pay raise is shaping up to be particularly underwhelming. Despite ... Read More

Rising housing costs in major metro areas have made it harder than ever for federal employees to balance their budgets. Markets like Washington, D.C., San Francisco, and New York City – where many agencies are headquartered – have seen home prices and ... Read More