Ed dives deep into why waiting until 62 to retire might be the best option for FERS retirement Federal employees who are covered by the Federal Employees Retirement System (FERS) and who retire before age 62 under the immediate FERS ... Read More

What federal employees need to know about long-term care expenses. The Kaiser Family Foundation (KFF), a non-profit foundation that does research and communications programs, focuses on major health care issues in the United States. Its goal is to be an ... Read More

Congrats to Dan’s son, who was recently married! This week – the importance of the Roth TSP and the new requirement taking effect in 2026. Then, Dan goes over the cost of retiring at age 60 compared to retiring at ... Read More

Thrift Savings Plan Monthly Update for January 2024, by Jennifer Meyer, CFP®, ChFEBC℠, AIF® Jennifer Meyer, CFP© After a tremendous rally into the end of 2023, the first month of 2024 has brought some cooling to markets. In my opinion, ... Read More

Some steps to take in January that Feds can take to create a brighter financial future. Do you know how much you are paying in interest? How about earning? And Dan gives a great overview of FEGLI option A coverage. ... Read More

Everything you need to know about the change coming in 2026 thanks to the SECURE Act 2.0 The good, the bad, and the ugly – we take a look at the pros and cons of this change. Regardless – contributing ... Read More

Employees Who Contributed Both to the TSP and to Another Tax-Deferred Retirement Plan During 2023 Need to Beware of Excess Elective Deferrals This column discusses the Internal Revenue Code (IRC) annual limit on elective deferrals. Elective deferrals include both before-taxed ... Read More

This month’s quiz for federal employees and retirees. UPCOMING TSP WEBINAR [ays_quiz id=”70″] **Written by Benjamin Derge, Financial Planner, ChFEBC℠ The information has been obtained from sources considered reliable but we do not guarantee that the foregoing material is accurate ... Read More

Start the year off right by focusing on a better financial future. Here are some steps you can take now. by STWS Advisor Jennifer Meyer, CFP© At the start of every year, we are focused on how we can improve ... Read More

Some sour and sweet this week – shutdown update and a look back at TSP’s 2023 bounce back. Could the government shutdown result in a different 2024 pay raise? Reviewing the markets and TSP funds’ performance in 2023 – pretty ... Read More