Discover tax implications for delaying Required Minimum Distributions (RMDs) from your traditional TSP and IRA. Explore strategies to manage your tax liabilities effectively and take advantage of current tax benefits. Check Out Our Next FERS Webinar for Federal Employees – ... Read More

If you’ve been a federal employee for a while, you likely consider a regular cost-of-living raise as a given. You might expect something similar to the 5.2% increase you received beginning in January 2024 (or, at the very least, the ... Read More

This FEDZONE column is the third of three FEDZONE columns presenting the financial considerations of owning two residences in retirement. This column discusses financial management, considerations when choosing a financial advisor to assist with planning, and time considerations for “planning ... Read More

When you buy stock, the hope is that it will appreciate. But too much appreciation can lead to a “tax time bomb” in the form of excessive capital gains, leaving you feeling trapped.  One way to avoid additional taxes on ... Read More

Discover what you should know to navigate recent changes to underpaid tax penalties that may affect federal employees and retirees. Stay updated to manage potential penalties effectively. Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE  The ... Read More

2087 hours of accumulated sick leave equals one additional year of service without staying a year longer. You can add an extra year to your federal retirement without working longer. This can boost your retirement income by thousands. You can ... Read More

This FEDZONE column is the second of three FEDZONE columns presenting the financial considerations of owning two residences in retirement. The first column discussed choosing owning versus renting a second residence and determining legal domicile. This column discusses health care ... Read More

We get a lot of questions from Feds about how to manage their Thrift Savings Plan (TSP). That makes sense, as a well-funded TSP can be instrumental in ensuring financial stability during retirement. But to really enjoy long-term financial stability, you’ll need ... Read More

Jennifer Meyer, CFP© For the third time in 2024, all 5 of the core funds in TSP posted monthly gains in July. In addition, all five funds are positive on a year to date and last 12 months basis. However, ... Read More

For most federal retirees, retirement is a time of change. One of those changes is a change in residence. Some federal retirees prefer to live in one location during the winter and another location during the summer. The term “snowbirding” ... Read More