December May Be a Good Time to Perform a Roth IRA Conversion Under Certain Conditions Edward A. Zurndorfer Federal employees have until April 15, 2021 to make their 2020 Roth IRA contributions. However, those employees whose adjusted gross income (AGI) ... Read More

FedLife Podcast (ep. 39): Managing Medical Expenses In this episode about Managing Your Medical Expenses, Dan Sipe and Ed Zurndorfer continue to assist feds in choosing the right healthcare plan for 2021. They decode and demystify health savings accounts (HSA), ... Read More

Edward Zurndorfer explains the how the IRS wash sale rule works Edward A. Zurndorfer – An investor may have “seller’s remorse” losing money as a result of selling an investment (for example, a stock, a bond, an “open-ended”- mutual fund ... Read More

The FedLife Podcast (Ep. 38) – How to Match Your Healthcare Needs to the Right Insurance Plan The health insurance plan that you choose needs to have a purpose. After all, insurance is just the transfer of risk. Hence, it’s ... Read More

With a little less than a month to go, individuals still have time to make some tax moves in order to save on their 2020 federal taxes. In this column Ed Zurndorfer discusses these tax moves. Edward A. Zurndorfer – ... Read More

FSA funds for adult and child daycare- Ed explains the rules Edward A. Zurndorfer As the cost of living rises from year to year, child and adult day care expenses also continue to grow. According to the U.S. Department of ... Read More

Health Care Flexible Spending Accounts Help Pay Out-of-Pocket Medical, Dental and Vision Expenses in a Tax-Preferential Way Edward A. Zurndorfer– An important decision that employees have to make during the 2020 federal benefits “open season” is whether they want to ... Read More

Health Savings Accounts and Health Reimbursement Accounts Are a Tax-Efficient Way for Paying Medical Expenses Edward A. Zurndorfer– A health savings account (HSA) combines a high deductible health plan (HDHP) with a tax-favored savings account. The funds contributed to an ... Read More

In this episode, Dan Sipe and Ed Zurndorfer, discuss the six major health plans to help you make the best decision for yourself during this open season. FedLife Podcast (Ep. 37 – FEHB Open Season 2020 (Choosing the Plan That ... Read More

Ed Zurndorfer explains the Dental and Vision Insurance Plan Choices to Federal Employees The Federal Employee Dental and Vision Benefits Enhancement Act of 2004 provided OPM the opportunity to establish arrangements under which supplemental dental and vision benefits are made ... Read More