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Category Archives: FERS

Celebrating Excellence in Public Service: The 2024 Sammies Awards Honorees

10/03/2024
Tens of thousands of U.S. government employees dedicate themselves to assisting the American people each day. Yet their efforts aren’t well-known unless they generate negative headlines or are subject to damaging rhetoric. This is why the 2024 Sammies Awards are so ... Read More

FedLife Podcast: Secure Act 2.0: Key Changes and Their Impact on RMDs and Retirement Planning

10/02/2024
Discover the key changes introduced by Secure Act 2.0, focusing on some new rules and guidelines for Required Minimum Distributions (RMDs). Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE FedLife Podcast: Secure Act 2.0: Key Changes ... Read More

Federal Employee Retirement and the “62 Factor”

09/26/2024
The Federal Employees Retirement System (FERS) provides a stable pension for federal workers, offering a strong foundation for retirement. While this is a significant benefit, it has many variables, leaving many of our Feds struggling to decide when they should retire.   One ... Read More

The Fed15 Podcast: Maximize Your Retirement: Redeposits, Buybacks & 2026 Pay Raise Update

09/26/2024
Katelyn examines two strategies for boosting retirement annuities: retirement redeposits and military buybacks, detailing their potential benefits and processes. Additionally, she provides an update on the 2026 pay raise, analyzing the factors that impact this adjustment and its probability. Check ... Read More

Federal Pay Freezes and Retirement Planning: The Importance of Preparation

09/24/2024
  Federal government employment can offer multiple benefits, including health insurance, competitive base pay, flexible leave policies, and the satisfaction and pride that comes with a lifetime of service. One fly in the ointment for Feds, however, is the possibility of ... Read More

FedLife Podcast: How Federal Retirees Can Lower Their Medicare Part B IRMAA Costs

09/24/2024
Discover how federal retirees can potentially reduce their Medicare Part B IRMAA charges significantly through strategic planning and well-informed financial choices. Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE FedLife Podcast: How Federal Retirees Can Lower ... Read More

Survivor Benefits: What Your Spouse Needs to Know About Your Federal Retirement Plan

09/19/2024
Your federal employee survivor benefits provide financial support to your loved ones after your death. These are some of the most important (and often misunderstood) assistance you receive as a federal employee.  It’s especially critical for your spouse to understand what these ... Read More

Understanding Spousal IRA Beneficiary RMD Rules

09/17/2024
This column reviews three important required minimum distribution (RMD) rulings with regard to the naming of a surviving spouse as the beneficiary of the deceased spouse’s traditional IRA. These three rulings are:                 ... Read More

The Fed15 Podcast: Maximizing your FERS Annuity + Pay Raise Update

09/17/2024
Katelyn and Chelsea explore strategies to maximize your FERS annuity, offering practical tips and insights. They also provide an update on potential pay raises, including current news and relevant legislation affecting these changes. Check Out Our Next FERS Webinar for ... Read More

The Fed15 Podcast: Enriched Leave Strategy and Smart Giving with DAFs

09/10/2024
Dan and Chelsea explore strategies for federal employees to gain an extra year of service credit without working longer. They also delve into donor-advised funds (DAFs), explaining how to avoid capital gains taxes and highlighting the benefits of using a ... Read More