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Category Archives: FERS

Three Things Your Federal Employee Financial Plan Needs

05/01/2024
Three more things not to miss in a Federal Financial Plan, including pension prioritization and a “total” TSP plan. Jennifer Meyer, CFP© Hello again readers. Thank you for joining me for the final installment in my series, 5 things you ... Read More

Cost-of-Living Adj.: How COLAs Work for CSRS and CSRS-Offset Annuitants

04/29/2024
Understanding Cost-of-Living Adjustments (COLAs) – Part I – How COLAs Work for CSRS and CSRS-Offset Federal employees are eligible to receive annual government-wide pay increases and locality pay adjustment increases each year. The government-wide pay increase each year is set ... Read More

FEHB Highlights: Keeping Health Insurance When in LWOP Status

04/18/2024
Can you keep FEHB when in LWOP status? Information for federal employees. This article is about keeping FEHB health plans when in leave without pay (LWOP) status or when an employee has insufficient pay to cover health premiums. It is ... Read More

Avoid These Missteps When Filling Out Your Federal Retirement Package

04/17/2024
6 traps you’ll want to dodge before submitting your retirement packet to OPM. Plus – an update on the OPM backlog as March 31. One of the top complaints we hear from recent federal retirees is related to the length ... Read More

The Fed15 Podcast: Decoding TSP Loans – Know the Risks

04/16/2024
Join Dan and Katelyn as they unravel the complexities of Thrift Savings Plan loans and provide insights into why it may not be your best option. Plus – 2025 COLA estimates. The Fed15 Podcast (Ep. 43): Decoding TSP Loans – ... Read More

The Fed15 Podcast: Preparing for Your Federal Retirement

04/09/2024
5 key items to keep in mind as you get close to your retirement from the US federal government. Also – which is your most important federal benefit? FEHB? TSP? FERS? The Fed15 Podcast (Ep. 42): Preparing for Your Federal ... Read More
Enrolling in Federal Employee Health Insurance ; image: couple enrolling

FEHB Highlights: Enrolling in Federal Employee Health Plans

04/08/2024
Everything feds need to know about enrolling in the federal employee health benefits (FEHB) program This is part eight of our series on OPM’s FEHB Handbook,  The previous sevens parts went over the following topics – Part One: General Overview ... Read More

The FedLife Podcast: Waiting for the Enhanced FERS Retirement Annuity

04/05/2024
Why the special retirement supplement (SRS) is no substitute for the “enhanced” Federal Employee Retirement System annuity feds can get at age 62. Check Out Our Next Webinar on Retirement Planning for Federal Employees – REGISTER HERE FedLife Podcast (ep. ... Read More

2025 Social Security COLA

04/03/2024
After an 8.7% COLA in 2023 and a 3.2% adjustment in 2024, the downward trend is expected to continue for Social Security’s 2025 COLA. Current estimates predict 2.4%. Retired federal employees receiving a CSRS pension receive the same cost-of-living adjustment ... Read More

Top 5 Points to Consider as Your Federal Retirement Date Approaches

03/27/2024
The top 5 things that federal employees should keep in mind as their retirement date draws near. Before pulling the trigger and submitting your retirement application to OPM’s iron mountain, there are some important items to make sure you understand ... Read More