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Category Archives: CSRS

What is the FERS Survivor Annuity Supplement?

05/29/2024
If you’re under the age of 60 and collecting a FERS survivor annuity, you might be eligible for the FERS Survivor Annuity Supplement. While the FERS Special Retirement Supplement (SRS) is often discussed when it comes to retiring from the ... Read More

Military Service Credit Rules for Federal Retirement – Part II

05/22/2024
This is the second of two FEDZONE columns discussing military service credit rules for federal retirement purposes including retirement under CSRS and FERS.  This column discusses the amount of a military deposit for CSRS/CSRS Offset and FERS employees who want ... Read More

Military Service Credit Rules for Federal Retirement – Part I

05/15/2024
 This is the first of two FEDZONE columns discussing military service credit rules for federal retirement under both the CSRS and FERS retirement systems Military service includes active-duty service in the Army, Navy, Air Force, Marine Corps and Coast Guard ... Read More

The Fed15 Podcast: What Does It Mean to Prioritize Your Pension?

05/14/2024
Federal employees under both FERS and CSRS won’t want to miss this episode with financial planning tips about your pension, the TSP, and more! The Fed15 Podcast (Ep. 47): What Does It Mean to Prioritize Your Pension? Dan and Katelyn ... Read More

Cost of Living Adjustments: How COLAs Work for FERS Annuitants

05/08/2024
Understanding Cost-of-Living Adjustments (COLAs) – Part II – How COLAs Work for FERS  Federal annuitants and survivor annuitants receive cost-of-living (COLAs). COLAs are set by law. This is the second of two FEDZONE columns discussing the calculation of COLAs for ... Read More

Three Things Your Federal Employee Financial Plan Needs

05/01/2024
Three more things not to miss in a Federal Financial Plan, including pension prioritization and a “total” TSP plan. Jennifer Meyer, CFP© Hello again readers. Thank you for joining me for the final installment in my series, 5 things you ... Read More

Cost-of-Living Adj.: How COLAs Work for CSRS and CSRS-Offset Annuitants

04/29/2024
Understanding Cost-of-Living Adjustments (COLAs) – Part I – How COLAs Work for CSRS and CSRS-Offset Federal employees are eligible to receive annual government-wide pay increases and locality pay adjustment increases each year. The government-wide pay increase each year is set ... Read More

FEHB Highlights: Keeping Health Insurance When in LWOP Status

04/18/2024
Can you keep FEHB when in LWOP status? Information for federal employees. This article is about keeping FEHB health plans when in leave without pay (LWOP) status or when an employee has insufficient pay to cover health premiums. It is ... Read More

Avoid These Missteps When Filling Out Your Federal Retirement Package

04/17/2024
6 traps you’ll want to dodge before submitting your retirement packet to OPM. Plus – an update on the OPM backlog as March 31. One of the top complaints we hear from recent federal retirees is related to the length ... Read More

The Fed15 Podcast: Decoding TSP Loans – Know the Risks

04/16/2024
Join Dan and Katelyn as they unravel the complexities of Thrift Savings Plan loans and provide insights into why it may not be your best option. Plus – 2025 COLA estimates. The Fed15 Podcast (Ep. 43): Decoding TSP Loans – ... Read More