Health Savings Accounts and Health Reimbursement Accounts Are a Tax-Efficient Way for Paying Medical Expenses Edward A. Zurndorfer– A health savings account (HSA) combines a high deductible health plan (HDHP) with a tax-favored savings account. The funds contributed to an ... Read More

Ed Zurndorfer explains the Dental and Vision Insurance Plan Choices to Federal Employees The Federal Employee Dental and Vision Benefits Enhancement Act of 2004 provided OPM the opportunity to establish arrangements under which supplemental dental and vision benefits are made ... Read More

The National Treasury Employees Union (NTEU) sued the Trump Administration over an executive order they argue looks to reestablish a spoils system for Civil Service A recent executive order by the president has caused considerable commotion in several areas of ... Read More

Edward A. Zurndorfer – The Social Security Administration (SSA) recently announced key numbers that will affect both federal employees and retirees in 2021. The most significant changes will be a substantial increase in the Social Security taxable wage base for ... Read More

Edward A. Zurndorfer Each year, during the benefits “open season”, employees and annuitants make decisions regarding which health, dental and vision insurance plans they want to be covered by during the upcoming plan year that starts in the coming early ... Read More

Edward A. Zurndorfer – Each year during the Office of Personnel Management (OPM)’s sponsored benefits “open season”, employees and annuitants make decisions regarding which health, dental and vision insurance plans they want to be covered by during the upcoming plan ... Read More

In response to a NARFE questionnaire, Presidential Nominee Biden Promises to Support Feds and not cut their Benefits The Trump Administration declined an invitation from the National Active and Retired Federal Employee Association (NARFE) to fill out a questionnaire on ... Read More

Edward A. Zurndorfer The month of September has been designated by the Life Insurance and Market Research Association (LIMRA) as “Life Insurance Awareness Month”. Since many federal employees have a need for life insurance, the FEDZONE is presenting a series ... Read More

STWS Advisor Jennifer Meyer Breaks Down What Feds Need to Know About their TSP Investments on the Brink of a Presidential Election It is an almost daily question in the life of a financial advisor these days- “should I make ... Read More

Edward A. Zurndorfer– Most federal employees who are in mid-career (they have between 10 and 20 years of federal service) likely have a need for life insurance. For example, they have a family who depends on the employee’s paycheck to ... Read More