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Category Archives: CSRS

Feds Who Plan to Retire in 2022: What to Consider During FEHB Open Season

11/10/2021
What Federal Employees Who Plan to Retire During 2022 Need to Consider about the Current FEHB and FEDVIP Benefits’ “Open Season” Edward A. Zurndorfer While they are in federal service, federal employees are privileged to have one of the most ... Read More

Dental Health and Vision Insurance Benefits and Flexible Spending Accounts

11/03/2021
“Open Season” – What Employees Need to Know and Do with Respect to Their Dental,  Health and Vision Insurance Benefits and Flexible Spending Accounts Edward A. Zurndorfer– “Open season” is the time of year when federal employees and annuitants (retirees) ... Read More

FEDLIFE Podcast: Reemployed Annuity Compared to Phased Retirement

10/29/2021
In this episode, Dan Sipe and Ed Zurndorfer speak about what it means to be a reemployed annuitant, and compare the difference between phased retirement focusing on FERS, CSRS, and CSRS offset. Episode 60: Understanding Reemployed Annuity Compared to Phased ... Read More

When to Start Receiving Social Security Retirement Benefits

10/25/2021
Understanding Your Social Security Retirement Benefits, Including When to Start Receiving Them Edward A. Zurndorfer The earliest age an individual can receive monthly Social Security retirement benefits is age 62. However, if an individual elects to receive his or her ... Read More

What Is A Phased Retiree?

10/20/2021
Understanding a “Phased Retiree” and How It Differs from a Reemployed Annuitant Edward A. Zurndorfer– “Phased retirement” is a human resource tool for federal agencies to retain federal employees who are eligible to retire but who are willing to continue ... Read More

Understanding the Rules for Reemployed Annuitants – FERS

10/13/2021
Annuitants receiving a FERS pension who are considering going back to federal service: here are the rules. Edward A. Zurndorfer– A federal employee who retired under the Federal Employees Retirement System (FERS) may be reemployed in any appointive or elective ... Read More

CSRS Retirement: What Happens at 41 Years and 11 Months of Service

10/07/2021
The CSRS annuity calculation changes when an employee has accumulated 41 years and 11 months of service. Learn how to maximize your CSRS pension. Complimentary CSRS Webinar: REGISTER HERE The number of federal employees still working under the old federal ... Read More

Understanding the Rules for Reemployed Annuitants – CSRS/CSRS Offset

10/06/2021
Rules for annuitants under CSRS and CSRS-offset who return to federal service after retiring. Edward A. Zurndorfer A federal employee who retired under CSRS or CSRS-Offset may be reemployed in any appointive or elective position for which he or she ... Read More

What is FEGLI Option B? Don’t Get Stung in Retirement!

09/22/2021
Option B coverage in the Federal Group Life Insurance Plan can be fully kept after retiring from government service, but it gets costly as you get older. Once employed by the federal government in a position that is eligible for ... Read More

Figuring Out Your High-3 Salary

09/08/2021
The High-3 salary for FERS and CSRS is one of the variables used in the retirement calculation when claiming retirement benefits. Along with what age you retire and years of service you’ve accumulated, the high-3 average salary is a component ... Read More