In this episode, Dan and Ed explain what QCDs are and how they work with RMDs from traditional IRAs. They also discuss which retirement accounts allow QCDs, the timing considerations when executing them, and the new rules under the SECURE ... Read More

A Thrift Savings Plan (TSP) participant who has separated from federal service (either left federal service or retired from federal service) must begin to take TSP required minimum distributions (RMDs) upon reaching a specific age. The specific age is gradually ... Read More

In this episode, Dan and Ed explain what QCDs are and how they work with RMDs from traditional IRAs. They also discuss which retirement accounts allow QCDs, the timing considerations when executing them, and the new rules under the SECURE ... Read More

A Thrift Savings Plan (TSP) participant who has separated from federal service (either left federal service or retired from federal service) must begin to take TSP required minimum distributions (RMDs) upon reaching a specific age. The specific age is gradually ... Read More

Life happens – marriages, divorces, births, deaths. And while federal employees are good at planning ahead, one thing often gets overlooked: beneficiary designations. These documents determine who receives your Thrift Savings Plan (TSP), life insurance, and survivor benefits upon your passing, and ... Read More

Life happens – marriages, divorces, births, deaths. And while federal employees are good at planning ahead, one thing often gets overlooked: beneficiary designations. These documents determine who receives your Thrift Savings Plan (TSP), life insurance, and survivor benefits upon your passing, and ... Read More

In this episode, Dan and Katelyn discuss key 2025 tax changes from the OBBBA and their impact on federal employees. They cover tax deductions, estate planning, and student loan updates, followed by Roth conversion strategies to help diversify retirement portfolios ... Read More

In this episode, Dan and Katelyn discuss key 2025 tax changes from the OBBBA and their impact on federal employees. They cover tax deductions, estate planning, and student loan updates, followed by Roth conversion strategies to help diversify retirement portfolios ... Read More

Congress passed the 2025 budget reconciliation bill in July, but for many Feds, the biggest question remains: Is my pension safe? Proposals to eliminate the FERS annuity supplement and switch to a high-5 calculation didn’t make it into the final law, ... Read More

One of the provisions coming out of the recently passed “One Big Beautiful Bill Act” of 2025 (OBBBA) has resulted in enhanced tax savings for some charitable donors, lowered tax savings for some charitable donors, and by all accounts has ... Read More