How Non-appropriated Fund (NAF) Service Affects Civil Service Retirement A Nonappropriated Fund (NAF) employee is an individual who is employed in and receives compensation from a Nonappropriated Fund Instrumentality (NAFI). NAF employees are federal employees, but they are not covered by ... Read More

Start the year off right by focusing on a better financial future. Here are some steps you can take now. by STWS Advisor Jennifer Meyer, CFP© At the start of every year, we are focused on how we can improve ... Read More

Some sour and sweet this week – shutdown update and a look back at TSP’s 2023 bounce back. Could the government shutdown result in a different 2024 pay raise? Reviewing the markets and TSP funds’ performance in 2023 – pretty ... Read More

Ed goes over some tax savings tips when it comes to the Federal Employee Health Benefits (FEHB) program. Learn about the types of enrollment offered by the FEHB program How can self+1 plans be more costly than family FEHB premiums? ... Read More

Learn the importance of managing income in the first several months after retiring from the federal government Expanding the gap between TSP withdrawals and why you need a rainy day fund Financial planning for federal employees can help ease transition ... Read More

“Federal employees who retire from federal service will receive a guaranteed pension in the form of a monthly annuity that is calculated using a “high three” average salary. Federal employees who meet the requirements to retire from federal service will ... Read More

The best articles and podcasts of the past year. Did you know you can use untouched 529 funds into a Roth IRA? Learn what article topic made Katelyn and Dan sad… and what federal benefit is the most “stealthy.” Why ... Read More

For feds who use privately owned vehicles, some reimbursement rates rose while others dipped depending on the vehicle A look at the Lodging plus M&IE rates that were set for the fiscal year 2024 back in August Other rates that ... Read More

Option A adds $10,000 to a fed’s FEGLI Basic coverage The cost for FEGLI A is dependent on the covered individual’s age The benefit amount is reduced to $2500 in retirement While there a bunch of aspects regarding the Federal ... Read More

The White House signed an executive order in December, making the 2024 pay raise 5.2%. Government shutdown is looming if Congress doesn’t act this month. If shutdown does hit and cause furloughs – would 2024 pay raise be retroactively changed? ... Read More