Dan and Katelyn discuss ESG investing, highlighting its benefits and offering key steps to consider for those interested in incorporating it into their portfolio. They then explore RMD withdrawal strategies, focusing on how to leverage tools like QCDs and Roth conversions.
Katelyn discusses ESG (Environmental, Social, and Governance) investing, starting with the appeal of sustainable investing. She then explores the benefits of this investment approach, highlighting ESG options available to federal employees, including the TSP mutual fund window and associated fees. Beyond the TSP, she covers the flexibility of incorporating ESG mutual funds within IRAs. Finally, she provides actionable steps and key considerations for building a green portfolio.
Dan covers withdrawal strategies for RMDs, emphasizing the benefits of timing these withdrawals strategically and utilizing QCDs. He also discusses the advantages of Roth conversions. Dan provides updates on recent tax laws, highlighting the benefits of converting before expiry date, and covers the Secure Act 2.0. Finally, he stresses the importance of reviewing your TSP contributions and leveraging catch-up contributions for those who qualify.
“Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Lee, Sipe & Associates, Inc. is not a registered broker/dealer and is independent of Raymond James. Content represents the opinions of the speaker and not necessarily those of Raymond James. Important Disclosure Information: http://raymondjames.com/smicd.htm.
The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of Serving Those Who Serve, each 30-minute episode unpacks the complexities of FERS and CSRS retirement, FEHB and Medicare, survivor benefits, tax planning, and more. Designed for federal employees and retirees who want more than just the basics, FedLife goes beyond the headlines to explore the rules, nuances, and strategies that can make a meaningful difference in your retirement. Remember: it’s your Fed life, make it a great one.
The Fed15 Podcast is your weekly 15(ish)-minute briefing on federal benefits and financial planning, built specifically for federal employees and retirees. Hosted by Dan Sipe and Katelyn Murray of Serving Those Who Serve, each episode delivers clear, actionable guidance on topics like FERS and CSRS retirement, TSP strategies, FEHB, survivor benefits, tax planning, and more! Whether you’re five years from retirement or already there, The Fed15 helps you cut through the noise, avoid costly mistakes, and make confident decisions about your federal benefits.
