Dan and Katelyn discuss two important retirement planning developments affecting federal employees: the USPS FERS funding pause and the enhanced catch-up contribution opportunity available to those ages 60-63. Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE ... Read More

Many federal employees treat the Federal Employees’ Group Life Insurance (FEGLI) program as a “set it and forget it” benefit. Early in your career, that approach works because premiums stay relatively low. After age 55, however, the cost curve changes quickly. This ... Read More

Every year, thousands of federal employees forfeit annual leave. The leave does not disappear because people want to work more. It disappears because the leave year ends and the use-or-lose rule applies. This article breaks down how the rule works, ... Read More

Dan and Katelyn discuss the latest proposals aimed at supporting federal employees during potential shutdowns, including the Shutdown Guidance for Financial Institutions Act (H.R. 5689), the Emergency Relief for Federal Contractors Act (H.R. 5690), and the Emergency Relief for Federal ... Read More

The annual benefits “open season” can be a challenging time for federal employees and retirees. This year’s benefits “open season” which started November 10,2025 and will conclude December 8,2025, is no exception. For plan year 2026, employees and retirees must ... Read More

In this episode, Dan and Katelyn discuss federal retirement benchmarks, savings milestones, and key planning factors, then explore strategies for catching up with FERS and TSP, closing with guidance on transitioning to the private sector and avoiding common mistakes. Check ... Read More

Life happens – marriages, divorces, births, deaths. And while federal employees are good at planning ahead, one thing often gets overlooked: beneficiary designations. These documents determine who receives your Thrift Savings Plan (TSP), life insurance, and survivor benefits upon your passing, and ... Read More

Life happens – marriages, divorces, births, deaths. And while federal employees are good at planning ahead, one thing often gets overlooked: beneficiary designations. These documents determine who receives your Thrift Savings Plan (TSP), life insurance, and survivor benefits upon your passing, and ... Read More

Signed into law on July 4, 2025, the One Big Beautiful Bill Act (OBBBA) introduces sweeping changes to the federal tax code and financial landscape. This legislation includes tax cuts, benefit enhancements, and new savings opportunities-many of which will impact ... Read More

In this episode, Dan and Ed explain how prescription drug discount programs work and how to manage your coverage under FEHB. They also discuss the importance of reviewing your formulary, considering generics, and why an annual plan review matters-plus key ... Read More