The reasons that an agency may invoke their authority to offer early retirements, or incentive payments to feds who voluntarily leave their federal position, have to be related to a “substantial” restructuring of the agency or by downsizing the agency’s ... Read More

We go into more detail on lessons he learned from football that are applicable to federal retirement planning. Hello readers. Welcome to my second installment in the series, “Don’t Miss These Three Federal Retirement Lessons from… Football?”  As promised, here ... Read More

This week’s quiz for federal employees focuses on the Thrift Savings Plan (TSP) UPCOMING TSP WEBINAR [ays_quiz id=”54″] **Written by Benjamin Derge, Financial Planner, ChFEBC℠ The information has been obtained from sources considered reliable but we do not guarantee that ... Read More

The total expense ratio for the TSP hit 7.6 basis points (or, 0.076% of the invested amount that the account holder pays for managing the investments) in 2021, and from what information is available, seems to have dipped to 0.069% ... Read More

In-depth explanations for items 8-10 (and the bonus item) from Jen’s second series of lists. Jennifer Meyer, CFP© Hello again readers. Thank you for joining me for the final installment of “Ten More Easy ways to ruin a Federal Retirement.” ... Read More

No matter what decision is made – is the life annuity option ever worth it? The biggest problem with purchasing the annuity is that it is irrevocable and as it is a single-premium immediate annuity, you cannot surrender the contract ... Read More

Understanding the Recent Silicon Valley Bank and Signature Bank Collapses: What You Need to Know By: Katelyn Murray, CFP®, ChFEBC®, FBS®, CFT-1™, ECA – The recent collapse of Silicon Valley Bank and Signature Bank has sent shockwaves through the financial ... Read More

STWS Advisor Jennifer Meyer dives deep into items 5 through 7 from her “10 MORE Easy Ways to Ruin a Federal Retirement” Series. Jennifer Meyer, CFP© Hello readers. Here is my next offering in my “10 MORE Easy Ways to Ruin ... Read More

Tax season is now in full swing. This article breaks down the federal taxation of federal government pensions – both FERS and CSRS. Edward A. Zurndorfer Both a CSRS/CSRS Offset and FERS employees make nondeductible contributions to their respective retirement ... Read More

The SECURE Act 2.0 is shaking up the world of college savings and retirement planning.  FedLife Podcast (Ep. 92): From College to Retirement: How the SECURE Act 2.0 Can Help You Save Smarter The SECURE Act 2.0 is shaking up ... Read More