The total expense ratio for the TSP hit 7.6 basis points (or, 0.076% of the invested amount that the account holder pays for managing the investments) in 2021, and from what information is available, seems to have dipped to 0.069% ... Read More

In-depth explanations for items 8-10 (and the bonus item) from Jen’s second series of lists. Jennifer Meyer, CFP© Hello again readers. Thank you for joining me for the final installment of “Ten More Easy ways to ruin a Federal Retirement.” ... Read More

No matter what decision is made – is the life annuity option ever worth it? The biggest problem with purchasing the annuity is that it is irrevocable and as it is a single-premium immediate annuity, you cannot surrender the contract ... Read More

Understanding the Recent Silicon Valley Bank and Signature Bank Collapses: What You Need to Know By: Katelyn Murray, CFP®, ChFEBC®, FBS®, CFT-1™, ECA – The recent collapse of Silicon Valley Bank and Signature Bank has sent shockwaves through the financial ... Read More

STWS Advisor Jennifer Meyer dives deep into items 5 through 7 from her “10 MORE Easy Ways to Ruin a Federal Retirement” Series. Jennifer Meyer, CFP© Hello readers. Here is my next offering in my “10 MORE Easy Ways to Ruin ... Read More

Tax season is now in full swing. This article breaks down the federal taxation of federal government pensions – both FERS and CSRS. Edward A. Zurndorfer Both a CSRS/CSRS Offset and FERS employees make nondeductible contributions to their respective retirement ... Read More

The SECURE Act 2.0 is shaking up the world of college savings and retirement planning.  FedLife Podcast (Ep. 92): From College to Retirement: How the SECURE Act 2.0 Can Help You Save Smarter The SECURE Act 2.0 is shaking up ... Read More

We offer insights from our years of experience working with feds through the lens of football. In my life, I have been blessed to be a part of three great, meaningful endeavors.  They are, in order: my family, my career ... Read More

Upcoming Cost-of-Living Adjustment (COLA) for Social Security beneficiaries and federal annuitants. Plus, proposed legislation about both COLA and leave. COLAs for federal retirees’ pension income and social security benefits are linked to inflation, which is measured by one of the ... Read More

Jen delves into items 1 to 4 from her ’10 more ways to ruin a federal retirement’ list. Jennifer Meyer, CFP© Hello again readers and thank you for joining me in our discussion of “Ten More Easy Ways to Ruin ... Read More