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FedLife Podcast: Lower RMDs with a QLAC

12/29/2023

A qualified longevity annuity contract (QLAC) – learn what it is, how it works, and one of the best benefits, lower required minimum distributions (RMDs)!


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FedLife Podcast (ep. #109): Lowering Your Required Minimum Distributions with a QLAC

You won’t hear Ed and Dan talking fondly of annuities often but when they do – it’s a QLAC, a qualified longevity annuity contract. Learn how a QLAC can help feds lower the RMDs from their TSP accounts and traditional IRAs.

Featured in this episode:

  • Managing longevity risk
  • The rules and mechanics of QLACs
  • RMDs from TSP and IRAs
  • Qualified with a Capital Q
  • Is a TSP life annuity a good idea?
  • The RMD trifecta for federal employees?

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“Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC.  Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Lee, Sipe & Associates, Inc. is not a registered broker/dealer and is independent of Raymond James.  Content represents the opinions of the speaker and not necessarily those of Raymond James.  Important Disclosure Information:  https://raymondjames.com/smicd.htm 

Lower RMDs with a QLAC ; image: older people, one in a wheel chair

Podcast: Lower RMDs with a QLAC

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