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FEDLIFE PODCAST: Differences Between FERS Deferred and Postponed Retirement

07/19/2022

Federal employees who are covered by the Federal Employees Retirement System (FERS) have several retirement options available to them. 


FEDLIFE Podcast: Learn The Differences Between FERS Deferred and Postponed Retirement with Ed Zurndorfer (Ep. 75)




Federal employees who are covered by the Federal Employees Retirement System (FERS) have several retirement options available to them. 

However, deciding between a Deferred Retirement and a Postponed Retirement can be daunting because of the age and withdrawal requirements. 

In this episode, Ed Zurndorfer joins Dan Sipe to break down the differences between FERS Deferred and Postponed Retirement. Ed unveils the requirements you need to be aware of while detailing the consequences of withdrawing your money immediately after you retire. 

Dan & Ed discusses:

  • The two types of Postponed Retirement
  • Must-know age requirements and limitations 
  • The meaning behind Immediate Retirement
  • The downside of the MRA plus 10 and MRA plus 20
  • The importance of filling out the RI 92-19 form
  • Ways inflation impacts retirement and retirees 
  • Must-know information about annual and sick leave 
  • And more!
FERS Deferred and Postponed Retirement

FERS Deferred and Postponed Retirement

PODCASTS

FEDLIFE Podcast

The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of Serving Those Who Serve, each 30-minute episode unpacks the complexities of FERS and CSRS retirement, FEHB and Medicare, survivor benefits, tax planning, and more. Designed for federal employees and retirees who want more than just the basics, FedLife goes beyond the headlines to explore the rules, nuances, and strategies that can make a meaningful difference in your retirement. Remember: it’s your Fed life, make it a great one.

 

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FED15 Podcast

The Fed15 Podcast is your weekly 15(ish)-minute briefing on federal benefits and financial planning, built specifically for federal employees and retirees. Hosted by Dan Sipe and Katelyn Murray of Serving Those Who Serve, each episode delivers clear, actionable guidance on topics like FERS and CSRS retirement, TSP strategies, FEHB, survivor benefits, tax planning, and more! Whether you’re five years from retirement or already there, The Fed15 helps you cut through the noise, avoid costly mistakes, and make confident decisions about your federal benefits.

 

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