Inflation and longevity are two challenges facing today’s federal retirees. In this solo episode, Katelyn explains how rising costs and longer life expectancies can impact retirement income—and what federal employees can do now to prepare.
Katelyn discusses why protecting retirement savings isn’t just about preserving principal, it’s about preserving purchasing power. She explains how inflation can quietly reduce the value of retirement income over time, why relying too heavily on cash or the TSP G Fund may not keep pace with rising costs, and the importance of diversification, long-term planning, and avoiding emotional investment decisions.
She also explores why retirement planning needs to account for the possibility of living 25, 30, or even 35 years after leaving federal service. Katelyn covers the biggest risks of a longer retirement, including inflation, healthcare expenses, outliving savings, and survivor planning. She explains how FERS pensions, Social Security, FEHB, Medicare, and TSP withdrawals fit together over the long term, along with strategies for creating retirement income that can adapt throughout every stage of retirement.
“Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Lee, Sipe & Associates, Inc. is not a registered broker/dealer and is independent of Raymond James. Content represents the opinions of the speaker and not necessarily those of Raymond James. Important Disclosure Information: http://raymondjames.com/smicd.htm.
The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of Serving Those Who Serve, each 30-minute episode unpacks the complexities of FERS and CSRS retirement, FEHB and Medicare, survivor benefits, tax planning, and more. Designed for federal employees and retirees who want more than just the basics, FedLife goes beyond the headlines to explore the rules, nuances, and strategies that can make a meaningful difference in your retirement. Remember: it’s your Fed life, make it a great one.
The Fed15 Podcast is your weekly 15(ish)-minute briefing on federal benefits and financial planning, built specifically for federal employees and retirees. Hosted by Dan Sipe and Katelyn Murray of Serving Those Who Serve, each episode delivers clear, actionable guidance on topics like FERS and CSRS retirement, TSP strategies, FEHB, survivor benefits, tax planning, and more! Whether you’re five years from retirement or already there, The Fed15 helps you cut through the noise, avoid costly mistakes, and make confident decisions about your federal benefits.
