Dan and Katelyn break down the key rule changes converging in 2026 and the essential planning moves federal employees should be reviewing now, from SECURE Act 2.0 updates to Social Security, TSP, insurance elections, and tax considerations.
Dan breaks down several key rule changes converging in 2026, including updates under the SECURE Act 2.0, Social Security, and other federal benefits. He explains why incremental changes matter more than they seem and highlights high-risk areas worth reviewing, such as beneficiary designations, savings and contribution strategies, and insurance elections. He wraps up with important timing considerations and practical steps to help federal employees stay ahead.
Katelyn walks through a practical to-do list for the start of the 2026 leave year. She covers TSP updates, FEHB, FEDVIP, dental and vision coverage, and key timing rules for HCFSA and LEXHCFSA accounts. She also emphasizes reviewing your 2025 W-2, evaluating federal and state tax withholding, understanding the 2025 IRA contribution window, reassessing life insurance coverage, reviewing beneficiary designations, and planning for TSP required minimum distributions (RMDs).
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The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of Serving Those Who Serve, each 30-minute episode unpacks the complexities of FERS and CSRS retirement, FEHB and Medicare, survivor benefits, tax planning, and more. Designed for federal employees and retirees who want more than just the basics, FedLife goes beyond the headlines to explore the rules, nuances, and strategies that can make a meaningful difference in your retirement. Remember: it’s your Fed life, make it a great one.
The Fed15 Podcast is your weekly 15(ish)-minute briefing on federal benefits and financial planning, built specifically for federal employees and retirees. Hosted by Dan Sipe and Katelyn Murray of Serving Those Who Serve, each episode delivers clear, actionable guidance on topics like FERS and CSRS retirement, TSP strategies, FEHB, survivor benefits, tax planning, and more! Whether you’re five years from retirement or already there, The Fed15 helps you cut through the noise, avoid costly mistakes, and make confident decisions about your federal benefits.
